3rd Party Insurance Claim Expert Services Kaki Bukit Crescent

third party accident insurance claim

3rd Party Insurance Claim Expert Services Kaki Bukit Crescent Third party insurance is one of the most fundamental sort of insurance that all cars and truck owners in Singapore have to have. It covers the vehicle driver’s responsibility in case his/her mistake in the crash is verified, as well as covers the costs of third party bodily injury and residential or commercial property damage. You can locate in-depth information regarding 3rd party insurance in Singapore by visiting its devoted page on our website right here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a collision, you ought to gather information from other vehicle drivers included in the crash, take pictures of the occasion, after that call an insurance firm to report the crash. The last step is to bring the automobile to one of the insurer’s licensed fixing workshop for car examination– no issue if any type of damages to the vehicle has taken area or not.

Just how do I make a third party insurance claim in Singapore?

Before making any type of 3rd party insurance claim in Singapore, or in fact anywhere in the world, make sure that the 3rd party’s fault is validated by the authorities report. You can still send your auto for repair even if the 3rd party’s obligation has not yet been verified, however you will have to pay for the repairs in advance. The following mini-guide will reveal you step-by-step exactly how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all relevant information

After the crash, exchange particulars of entailed parties consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll need this info for the report and to file a claim to the 3rd party’s insurance provider

Step 2: Photograph everything

Gather as many items of proof as feasible to sustain your claim. Take photos of your vehicle’s damage, various other cars associated with the mishap, as well as the mishap surroundings. You might also take video footage and also try to get witness statements.

Action 3: Report the crash to your insurance firm

In Singapore, you are legally obliged to report ALL motor crashes within 24 hrs of its event or the following working day. Also mishaps with small or no vehicle damage, or situations where you intend to resolve without making a 3rd party insurance claim, have to be reported. Call your insurer to send you a towing vehicle if needed, as well as ask any additional inquiries you may have. There’s no excuse for not reporting a car crash, as it is currently obligatory for every single electric motor insurance provider in Singapore to have a 24 hrs hotline available. You can additionally report a mishap in one of the insurer’s Approved Reporting Centers.

Not reporting the accident might result in:

  • Loss of your No Claims Discount upon your policy’s renewal time.
  • The insurance company decreasing/ terminating your plan renewal.
  • The insurance firm declining to reimburse your claim because you have breached a plan problem by falling short to report the crash. That means you would certainly need to pay out of pocket for your own cars and truck repair service expenditures and also any type of added third party claims.

Tip 4: Arrange with the third party’s insurance provider for pre-repair inspection

Call the third party’s insurance firm as well as let them inspect your auto’s damage before sending it for fixing. The 3rd party’s insurance company has 2 functioning days to perform the pre-repair evaluation after you have called them. You can not begin your car’s repair work procedure till the pre-repair examination is full, or up until the third party insurer has waived the right to the examination. Find out more about pre-repair examination requirements here.

Relying on whether the mistake of the other motorist is currently verified or not, you might select 2 various alternatives for filling up the claim

You can bring your automobile to the third party insurance firm’s Approved Reporting Center/ Authorized Workshop as well as make the essential repair services there if the various other chauffeur’s fault is established.

If the obligation for the accident has actually not yet been confirmed, you can ask your very own insurance provider’s APR to aid you liaise with the third party insurer in your name.

Step 5: Proceed with the repair work as well as claim

After the evaluation is ended up, and also you have obtained a repair work price quote cost, you can proceed with the repair services. {Most likely you would need to work out in advance the fee for the fixings with the workshop directly if the third party’s obligation has actually not been validated yet.|Most most likely you would have to resolve in advance the cost for the repair services with the workshop directly if the third party’s liability has not been validated.|If the third party’s responsibility has actually not been verified yet, most most likely you would certainly have to settle upfront the cost for the repairs with the workshop directly.

If you have an authorities record that plainly specifies the various other chauffeur’s fault in the accident, and that you agreed with the third party’s insurer on the repair prices and also settlement, you may continue with the fixings without the demand to pay upfront. The workshop will submit your claim versus the third party’s insurance for you, thinking all files remain in location.

Suppose I have a dispute with the third party insurance firm?

In the event that you experience a conflict when submitting a 3rd Party Insurance Claim Expert Services in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all info pertinent to your issue, including: your name, contact numbers, the specifics of your problem, and all sustaining records (e.g. correspondence with the 3rd party insurance company or authorities report).

Before making any kind of third party insurance claim in Singapore, or in fact anywhere in the world, make sure that the third party’s fault is validated by the authorities report. Even accidents with small or no auto damage, or circumstances where you desire to work out without making a third party insurance claim, should be reported. Contact the third party’s insurer and let them examine your automobile’s damage prior to sending it for repair service. The third party’s insurance company has two working days to execute the pre-repair examination after you have actually called them. You can not start your auto’s repair work process up until the pre-repair inspection is full, or until the third party insurance firm has forgoed the right to the investigation. 3rd Party Insurance Claim Expert Services Kaki Bukit Crescent