3rd Party Insurance Claim Expert Services Limau Walk

third party accident insurance claim

3rd Party Insurance Claim Expert Services Limau Walk Third party insurance is the most standard kind of insurance that all automobile owners in Singapore should have. It covers the motorist’s liability on the occasion that his/her mistake in the mishap is confirmed, as well as covers the expenses of 3rd party physical injury and also residential or commercial property damage. You can locate in-depth details about third party insurance in Singapore by seeing its dedicated page on our site here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a collision, you should collect information from other motorists included in the mishap, take photographs of the occasion, after that call an insurance firm to report the mishap. The last action is to bring the car to one of the insurance company’s licensed fixing workshop for car assessment– no matter if any type of damage to the vehicle has actually taken area or not.

How do I make a third party insurance claim in Singapore?

Prior to making any kind of third party insurance claim in Singapore, or in fact throughout the world, see to it that the 3rd party’s mistake is confirmed by the cops record. You can still send your auto for fixing even if the 3rd party’s liability has not yet been confirmed, but you will certainly have to pay for the fixings ahead of time. The adhering to mini-guide will show you detailed how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent information

After the accident, exchange details of involved parties including:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll need this information for the record and to file a claim to the 3rd party’s insurance provider

Step 2: Photograph whatever

Collect as numerous items of proof as possible to support your claim. Take photos of your vehicle’s damage, various other automobiles associated with the accident, and also the accident environments. You may also take video footage as well as try to get witness testaments.

Action 3: Report the crash to your insurance provider

Even mishaps with minor or no cars and truck damages, or scenarios where you want to clear up without making a third party insurance claim, have to be reported. You can additionally report an accident in one of the insurance firm’s Approved Reporting Centers.

Not reporting the mishap might lead to:

  • Loss of your No Claims Discount upon your plan’s revival time.
  • The insurance provider declining/ cancelling your plan renewal.
  • The insurance firm rejecting to compensate your claim on the grounds that you have breached a policy condition by failing to report the mishap. That means you would have to pay of pocket for your very own cars and truck fixing expenses as well as any type of additional third party claims.

Tip 4: Arrange with the third party’s insurance company for pre-repair assessment

Contact the third party’s insurance company as well as let them evaluate your vehicle’s damages before sending it for fixing. You can not start your automobile’s repair work process until the pre-repair assessment is full, or up until the third party insurer has actually forgoed the right to the examination.

Depending upon whether the mistake of the various other vehicle driver is already verified or not, you may choose 2 different alternatives for loading the claim

If the other chauffeur’s mistake is established, you can bring your automobile to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop and also make the required repair services there.

You can ask your very own insurance company’s APR to help you communicate with the third party insurance firm in your name if the liability for the crash has actually not yet been confirmed.

Tip 5: Proceed with the fixing and also claim

After the evaluation is ended up, and also you have obtained a fixing quote price, you can proceed with the repair work. {Probably you would certainly need to resolve in advance the fee for the repair services with the workshop straight if the third party’s liability has not been verified yet.|Most most likely you would certainly have to resolve in advance the cost for the repairs with the workshop directly if the third party’s responsibility has not been validated.|If the third party’s responsibility has not been confirmed yet, most likely you would have to settle in advance the charge for the repair services with the workshop straight.

If you have a cops record that plainly mentions the various other chauffeur’s mistake in the mishap, and that you agreed with the third party’s insurer on the repair service prices as well as settlement, you may proceed with the repair work without the requirement to pay upfront. The workshop will submit your claim against the 3rd party’s insurance for you, presuming all documents remain in area.

What happens if I have a dispute with the third party insurance provider?

On the occasion that you experience a dispute when filing a 3rd Party Insurance Claim Expert Services in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please bear in mind to offer the FIDReC with all info pertinent to your issue, including: your name, contact numbers, the specifics of your complaint, and all sustaining files (e.g. document with the 3rd party insurance company or cops report).

Before making any kind of third party insurance claim in Singapore, or in fact anywhere in the globe, make certain that the third party’s fault is confirmed by the authorities report. Also crashes with minor or no cars and truck damage, or situations where you want to clear up without making a third party insurance claim, must be reported. Call the third party’s insurer as well as let them check your cars and truck’s damage before sending it for repair service. The third party’s insurance firm has 2 working days to carry out the pre-repair evaluation after you have contacted them. You can not begin your automobile’s fixing procedure till the pre-repair evaluation is total, or until the third party insurer has waived the right to the examination. 3rd Party Insurance Claim Expert Services Limau Walk