3rd Party Insurance Claim Workshop Alexandra Road

third party accident insurance claim

3rd Party Insurance Claim Workshop Alexandra Road 3rd party insurance is the most fundamental sort of insurance that all car owners in Singapore must have. It covers the motorist’s responsibility on the occasion that his/her fault in the accident is validated, as well as covers the costs of third party physical injury as well as residential property damages. You can find detailed information concerning third party insurance in Singapore by seeing its devoted page on our website below.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you should collect information from various other chauffeurs involved in the crash, take photographs of the occasion, then call an insurance firm to report the crash. The last action is to bring the car to one of the insurance provider’s accredited repair workshop for automobile examination– no issue if any kind of damage to the vehicle has actually taken area or not.

How do I make a third party insurance claim in Singapore?

Before making any kind of third party insurance claim in Singapore, or really anywhere in the world, make certain that the third party’s fault is confirmed by the police report. You can still send your auto for repair even if the 3rd party’s responsibility has not yet been confirmed, however you will certainly have to spend for the repair work ahead of time. The adhering to mini-guide will certainly reveal you detailed how to make a third party insurance claim in Singapore:

Action 1: Obtain all relevant info

After the mishap, exchange particulars of entailed celebrations consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll need this information for the report and also to file a claim to the third party’s insurer

Step 2: Photograph every little thing

Gather as several pieces of proof as feasible to sustain your claim. Take photographs of your automobile’s damages, other cars involved in the mishap, and also the mishap environments. You may also take video footage as well as attempt to acquire witness testimonies.

Action 3: Report the accident to your insurer

In Singapore, you are lawfully required to report ALL electric motor crashes within 24 hours of its event or the next working day. Also accidents with minor or no cars and truck damages, or scenarios where you wish to resolve without making a 3rd party insurance claim, need to be reported. Call your insurance firm to send you a lugging truck if needed, and ask any type of further concerns you may have. There’s no excuse for not reporting a car crash, as it is currently required for every electric motor insurance provider in Singapore to have a 24 hrs hotline available. You can likewise report a mishap in among the insurance provider’s Approved Reporting Centers.

Not reporting the accident may cause:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance company decreasing/ terminating your plan renewal.
  • The insurance provider declining to reimburse your claim on the grounds that you have actually breached a policy problem by failing to report the accident. That suggests you would have to pay of pocket for your own car repair work costs and any added third party claims.

Tip 4: Arrange with the 3rd party’s insurer for pre-repair examination

Contact the third party’s insurance company and let them check your car’s damages prior to sending it for repair. You can not start your cars and truck’s fixing process till the pre-repair inspection is full, or until the third party insurance company has actually waived the right to the examination.

Depending on whether the mistake of the other driver is already verified or otherwise, you might choose 2 various choices for filling the claim

If the various other vehicle driver’s fault is developed, you can bring your automobile to the 3rd party insurance firm’s Approved Reporting Center/ Authorized Workshop and also make the needed repairs there.

If the liability for the accident has actually not yet been verified, you can ask your very own insurance firm’s APR to assist you liaise with the 3rd party insurance provider in your name.

Tip 5: Proceed with the repair service as well as claim

After the inspection is completed, as well as you have actually received a repair service estimate price, you can proceed with the repair services. {More than likely you would certainly have to resolve ahead of time the charge for the repair services with the workshop directly if the 3rd party’s responsibility has actually not been confirmed yet.|Most most likely you would certainly have to work out upfront the charge for the repair work with the workshop directly if the third party’s responsibility has actually not been confirmed.|If the third party’s liability has actually not been confirmed yet, most most likely you would have to work out in advance the charge for the fixings with the workshop straight.

However, if you have an authorities report that clearly specifies the various other vehicle driver’s fault in the accident, and that you agreed with the third party’s insurance provider on the repair work costs and payment, you may wage the repair work without the need to pay upfront. The workshop will send your claim against the 3rd party’s insurance for you, presuming all papers remain in location.

What if I have a disagreement with the 3rd party insurer?

In case you experience a conflict when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to supply the FIDReC with all details pertinent to your grievance, including: your name, contact numbers, the specifics of your grievance, and all sustaining records (e.g. communication with the 3rd party insurance company or authorities record).

Before making any kind of third party insurance claim in Singapore, or in fact anywhere in the world, make certain that the third party’s mistake is confirmed by the police report. Even accidents with minor or no auto damage, or circumstances where you desire to resolve without making a third party insurance claim, have to be reported. Get in touch with the third party’s insurance company and also let them check your vehicle’s damage prior to sending it for repair service. The third party’s insurance company has 2 working days to perform the pre-repair examination after you have contacted them. You can not begin your auto’s repair work procedure until the pre-repair inspection is complete, or till the third party insurer has waived the right to the investigation. 3rd Party Insurance Claim Workshop Alexandra Road