3rd Party Insurance Claim Workshop Bedok North Avenue 1

third party accident insurance claim

3rd Party Insurance Claim Workshop Bedok North Avenue 1 Third party insurance is the most standard kind of insurance that all cars and truck owners in Singapore need to possess. It covers the vehicle driver’s obligation in the event that his/her fault in the crash is validated, as well as covers the costs of 3rd party bodily injury as well as residential or commercial property damages. You can discover thorough information regarding third party insurance in Singapore by seeing its devoted page on our web site right here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after an accident, you should collect information from other vehicle drivers entailed in the accident, take photographs of the event, after that call an insurer to report the crash. The last step is to bring the vehicle to one of the insurance provider’s licensed repair service workshop for car assessment– no matter if any kind of damages to the vehicle has actually taken place or not.

How do I make a third party insurance claim in Singapore?

Before making any 3rd party insurance claim in Singapore, or in fact throughout the globe, ensure that the 3rd party’s fault is verified by the police record. You can still send your automobile for repair service even if the third party’s liability has actually not yet been validated, but you will need to pay for the fixings in advance. The following mini-guide will show you step-by-step how to make a third party insurance claim in Singapore:

Step 1: Obtain all pertinent info

After the accident, exchange details of included events including:

  1. Complete Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and the plan number
  6. You’ll require this details for the record as well as to file a claim to the third party’s insurance provider

Action 2: Photograph everything

Collect as many items of evidence as possible to support your claim. Take photographs of your automobile’s damage, other lorries associated with the accident, as well as the crash environments. You might additionally take video clip footage and try to acquire witness testimonies.

Step 3: Report the mishap to your insurance firm

Even mishaps with small or no automobile damages, or situations where you desire to clear up without making a third party insurance claim, need to be reported. You can likewise report an accident in one of the insurance firm’s Approved Reporting Centers.

Not reporting the accident might cause:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance firm decreasing/ terminating your policy renewal.
  • The insurance company refusing to compensate your claim because you have breached a policy condition by falling short to report the accident. That indicates you would need to pay of pocket for your very own auto repair service costs and also any added third party cases.

Step 4: Arrange with the third party’s insurance company for pre-repair inspection

Get in touch with the 3rd party’s insurance company as well as let them check your automobile’s damage before sending it for repair work. The third party’s insurance firm has two working days to do the pre-repair evaluation after you have actually called them. You can not start your cars and truck’s fixing procedure up until the pre-repair assessment is total, or until the 3rd party insurance provider has forgoed the right to the investigation. Find out more about pre-repair examination requirements below.

Depending on whether the fault of the various other chauffeur is currently verified or not, you might select two different options for filling the claim

You can bring your car to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop as well as make the essential repair work there if the various other motorist’s fault is developed.

If the obligation for the crash has actually not yet been confirmed, you can ask your very own insurance provider’s APR to aid you communicate with the third party insurance company in your name.

Step 5: Proceed with the fixing and claim

After the inspection is ended up, and also you have obtained a fixing price quote expense, you can proceed with the repair services. {Probably you would certainly have to clear up in advance the cost for the fixings with the workshop straight if the 3rd party’s liability has actually not been verified yet.|Most likely you would certainly have to settle in advance the fee for the repair work with the workshop directly if the third party’s liability has actually not been verified.|If the third party’s liability has not been confirmed yet, most most likely you would have to settle ahead of time the cost for the repair work with the workshop directly.

If you have a police record that clearly states the other chauffeur’s fault in the accident, and also that you agreed with the third party’s insurance firm on the repair work prices and also compensation, you might proceed with the repair services without the requirement to pay upfront. The workshop will send your claim against the third party’s insurance for you, presuming all records remain in area.

What if I have a disagreement with the 3rd party insurer?

In the event that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to give the FIDReC with all info appropriate to your issue, consisting of: your name, contact numbers, the specifics of your complaint, and all supporting records (e.g. document with the 3rd party insurance firm or police record).

Before making any type of third party insurance claim in Singapore, or really anywhere in the globe, make sure that the third party’s mistake is verified by the authorities report. Also crashes with minor or no car damages, or scenarios where you want to resolve without making a third party insurance claim, have to be reported. Get in touch with the third party’s insurance firm as well as allow them examine your automobile’s damages prior to sending it for repair. The third party’s insurance company has 2 functioning days to do the pre-repair examination after you have actually called them. You can not begin your car’s repair procedure until the pre-repair assessment is full, or up until the third party insurance provider has waived the right to the investigation. 3rd Party Insurance Claim Workshop Bedok North Avenue 1