3rd Party Insurance Claim Workshop Bedok Reservoir Crescent

third party accident insurance claim

3rd Party Insurance Claim Workshop Bedok Reservoir Crescent 3rd party insurance is the most basic type of insurance that all vehicle owners in Singapore need to possess. It covers the vehicle driver’s responsibility in case his/her mistake in the accident is confirmed, and also covers the costs of third party physical injury as well as property damages. You can find detailed info concerning 3rd party insurance in Singapore by visiting its devoted page on our site here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after an accident, you need to gather info from other motorists entailed in the accident, take pictures of the event, then call an insurance provider to report the accident. The last action is to bring the auto to one of the insurance company’s licensed fixing workshop for car inspection– no matter if any kind of damages to the lorry has taken area or not.

Exactly how do I make a 3rd party insurance claim in Singapore?

Before making any kind of third party insurance claim in Singapore, or actually anywhere in the globe, see to it that the 3rd party’s fault is validated by the police report. You can still send your vehicle for repair even if the third party’s liability has not yet been verified, but you will need to spend for the repair services in advance. The complying with mini-guide will certainly show you detailed just how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all relevant details

After the mishap, exchange particulars of included parties including:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll need this information for the record and also to file a claim to the third party’s insurance company

Action 2: Photograph every little thing

Gather as several items of proof as feasible to sustain your claim. Take photographs of your automobile’s damage, various other cars associated with the accident, as well as the mishap surroundings. You may additionally take video footage and also try to obtain witness statements.

Action 3: Report the accident to your insurance company

Even accidents with small or no cars and truck damage, or circumstances where you desire to clear up without making a third party insurance claim, must be reported. You can additionally report an accident in one of the insurance company’s Approved Reporting Centers.

Not reporting the crash may cause:

  • Loss of your No Claims Discount upon your plan’s revival time.
  • The insurer declining/ cancelling your policy revival.
  • The insurance provider rejecting to compensate your claim because you have breached a plan condition by falling short to report the crash. That implies you would certainly have to pay of pocket for your own vehicle repair service expenses as well as any type of additional 3rd party cases.

Tip 4: Arrange with the 3rd party’s insurer for pre-repair evaluation

Call the 3rd party’s insurance provider and let them examine your automobile’s damages before sending it for repair service. The 3rd party’s insurance company has two functioning days to perform the pre-repair assessment after you have called them. You can not begin your cars and truck’s repair service procedure up until the pre-repair assessment is total, or until the third party insurance firm has actually waived the right to the examination. Discover more about pre-repair inspection requirements below.

Depending upon whether the fault of the various other chauffeur is currently verified or otherwise, you might pick two various choices for loading the claim

You can bring your automobile to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop as well as make the necessary repair work there if the other chauffeur’s fault is established.

If the liability for the crash has not yet been confirmed, you can ask your very own insurer’s APR to assist you communicate with the 3rd party insurance company in your name.

Tip 5: Proceed with the repair as well as claim

After the inspection is completed, and also you have actually received a fixing price quote price, you can wage the fixings. {More than likely you would certainly have to settle upfront the charge for the fixings with the workshop straight if the 3rd party’s responsibility has not been verified yet.|Most likely you would certainly have to resolve in advance the fee for the fixings with the workshop directly if the third party’s responsibility has not been validated.|If the third party’s obligation has actually not been confirmed yet, most likely you would have to work out in advance the charge for the repairs with the workshop directly.

If you have an authorities report that clearly specifies the various other vehicle driver’s fault in the mishap, and also that you agreed with the third party’s insurance company on the fixing expenses and payment, you may continue with the fixings without the demand to pay upfront. The workshop will certainly submit your claim versus the 3rd party’s insurance for you, thinking all papers are in location.

Suppose I have a disagreement with the third party insurance company?

On the occasion that you experience a dispute when filing a 3rd party insurance claim in Singapore, you can get in touch with Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to supply the FIDReC with all information pertinent to your issue, consisting of: your name, contact numbers, the specifics of your problem, and all sustaining documents (e.g. communication with the 3rd party insurance provider or authorities report).

Before making any third party insurance claim in Singapore, or really anywhere in the world, make sure that the third party’s mistake is verified by the authorities report. Also accidents with small or no cars and truck damage, or scenarios where you desire to settle without making a third party insurance claim, must be reported. Get in touch with the third party’s insurer as well as let them inspect your car’s damages prior to sending it for repair. The third party’s insurance provider has two working days to perform the pre-repair examination after you have actually contacted them. You can not start your automobile’s repair process up until the pre-repair examination is full, or up until the third party insurance provider has forgoed the right to the investigation. 3rd Party Insurance Claim Workshop Bedok Reservoir Crescent