3rd Party Insurance Claim Workshop Bedok South Avenue 1

third party accident insurance claim

3rd Party Insurance Claim Workshop Bedok South Avenue 1 3rd party insurance is one of the most fundamental type of insurance that all vehicle proprietors in Singapore should have. It covers the chauffeur’s obligation on the occasion that his/her mistake in the crash is validated, and covers the expenses of third party physical injury and also residential property damage. You can locate in-depth information about third party insurance in Singapore by visiting its devoted page on our internet site right here.

What is the Motor Claims Framework (MCF)?

The MCF is a collection of procedures that drivers ought to follow when reporting motor crashes in Singapore. In short, after a crash, you must collect info from various other drivers associated with the mishap, take pictures of the event, then call an insurance company to report the crash. The last step is to bring the cars and truck to among the insurance company’s authorized fixing workshop for auto examination– regardless of if any damage to the lorry has taken place or not. The MCF additionally indicates that all crashes have to be reported, and by not abiding by those policies, you take the chance of being fined. To learn even more concerning the MCF, go here to see an infographic regarding this plan.

Exactly how do I make a 3rd party insurance claim in Singapore?

Before making any kind of 3rd party insurance claim in Singapore, or really throughout the world, see to it that the third party’s fault is confirmed by the police record. You can still send your automobile for fixing even if the third party’s responsibility has not yet been validated, however you will certainly need to pay for the repair work ahead of time. The adhering to mini-guide will show you detailed exactly how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all appropriate info

After the mishap, exchange particulars of included events including:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer as well as the plan number
  6. You’ll require this info for the report as well as to file a claim to the 3rd party’s insurer

Action 2: Photograph everything

Gather as many items of proof as feasible to support your claim. Take photos of your automobile’s damage, other lorries associated with the accident, as well as the accident environments. You may likewise take video clip footage and attempt to acquire witness testaments.

Action 3: Report the crash to your insurer

Also accidents with minor or no cars and truck damages, or circumstances where you desire to clear up without making a third party insurance claim, should be reported. You can additionally report a crash in one of the insurance firm’s Approved Reporting Centers.

Not reporting the mishap might lead to:

  • Loss of your No Claims Discount upon your plan’s revival time.
  • The insurance provider declining/ cancelling your plan renewal.
  • The insurer declining to compensate your claim on the grounds that you have breached a policy condition by falling short to report the accident. That suggests you would certainly need to pay of pocket for your own vehicle fixing costs and any kind of extra third party claims.

Step 4: Arrange with the 3rd party’s insurance provider for pre-repair evaluation

Contact the third party’s insurance firm as well as let them evaluate your cars and truck’s damages before sending it for fixing. The 3rd party’s insurance company has 2 working days to carry out the pre-repair inspection after you have actually called them. You can not start your vehicle’s repair work process up until the pre-repair examination is total, or up until the 3rd party insurer has forgoed the right to the investigation. Discover more concerning pre-repair evaluation needs right here.

Depending on whether the mistake of the other motorist is already validated or otherwise, you might select 2 different alternatives for filling the claim

If the various other motorist’s fault is established, you can bring your automobile to the 3rd party insurance firm’s Approved Reporting Center/ Authorized Workshop as well as make the necessary repairs there.

If the responsibility for the mishap has not yet been confirmed, you can ask your very own insurance firm’s APR to assist you liaise with the 3rd party insurance company in your name.

Tip 5: Proceed with the fixing as well as claim

After the inspection is finished, as well as you have actually obtained a repair service price quote cost, you can wage the repair work. {More than likely you would need to resolve upfront the fee for the repair services with the workshop directly if the third party’s obligation has actually not been confirmed yet.|Most likely you would certainly have to settle in advance the charge for the repairs with the workshop directly if the third party’s obligation has actually not been confirmed.|If the third party’s obligation has not been confirmed yet, most likely you would have to clear up upfront the fee for the repairs with the workshop directly.

If you have a police report that plainly states the various other driver’s fault in the crash, and that you concurred with the third party’s insurance firm on the repair work costs and also compensation, you might proceed with the repair services without the demand to pay upfront. The workshop will send your claim against the third party’s insurance for you, thinking all files are in location.

What happens if I have a dispute with the third party insurance provider?

In the event that you experience a conflict when submitting a 3rd party insurance claim in Singapore, you can get in touch with Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to give the FIDReC with all details appropriate to your problem, including: your name, contact numbers, the specifics of your grievance, and all supporting documents (e.g. correspondence with the 3rd party insurance company or cops report).

Before making any type of third party insurance claim in Singapore, or in fact anywhere in the world, make certain that the third party’s mistake is verified by the cops record. Even crashes with small or no vehicle damage, or scenarios where you desire to resolve without making a third party insurance claim, need to be reported. Contact the third party’s insurer as well as allow them examine your cars and truck’s damage before sending it for repair. The third party’s insurance provider has two functioning days to perform the pre-repair evaluation after you have contacted them. You can not begin your vehicle’s repair work process till the pre-repair assessment is full, or up until the third party insurer has waived the right to the examination. 3rd Party Insurance Claim Workshop Bedok South Avenue 1