3rd Party Insurance Claim Workshop Bedok Terrace

third party accident insurance claim

3rd Party Insurance Claim Workshop Bedok Terrace 3rd party insurance is one of the most standard type of insurance that all vehicle owners in Singapore have to possess. It covers the motorist’s liability in case his/her mistake in the crash is validated, and also covers the prices of third party physical injury and also building damage. You can find in-depth info regarding 3rd party insurance in Singapore by visiting its committed page on our site here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you ought to accumulate details from various other vehicle drivers involved in the crash, take pictures of the occasion, after that call an insurer to report the crash. The last step is to bring the automobile to one of the insurance company’s accredited fixing workshop for automobile evaluation– no issue if any damage to the automobile has taken location or not.

How do I make a third party insurance claim in Singapore?

Before making any third party insurance claim in Singapore, or really anywhere in the world, see to it that the 3rd party’s fault is verified by the cops report. You can still send your cars and truck for repair service even if the third party’s obligation has actually not yet been verified, yet you will certainly need to spend for the repair services upfront. The following mini-guide will certainly reveal you step-by-step just how to make a third party insurance claim in Singapore:

Action 1: Obtain all appropriate information

After the crash, exchange particulars of entailed celebrations including:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll need this details for the record and also to sue to the third party’s insurance provider

Step 2: Photograph every little thing

Gather as several pieces of proof as possible to support your claim. Take photographs of your cars and truck’s damages, various other vehicles associated with the crash, and the accident surroundings. You might likewise take video footage and also attempt to get witness statements.

Action 3: Report the mishap to your insurer

In Singapore, you are lawfully obliged to report ALL motor mishaps within 24 hours of its event or the following working day. Even accidents with minor or no automobile damages, or circumstances where you wish to resolve without making a third party insurance claim, need to be reported. Call your insurance company to send you a pulling vehicle if necessary, and ask any further inquiries you may have. There’s no reason for not reporting a car crash, as it is now necessary for every single motor insurer in Singapore to have a 24 hours hotline available. You can likewise report an accident in one of the insurance firm’s Approved Reporting Centers.

Not reporting the accident might result in:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurer decreasing/ terminating your policy revival.
  • The insurance firm declining to compensate your claim on the grounds that you have actually breached a policy problem by falling short to report the mishap. That means you would have to pay out of pocket for your very own car repair expenses as well as any kind of extra third party insurance claims.

Tip 4: Arrange with the 3rd party’s insurance company for pre-repair inspection

Call the third party’s insurer and also let them examine your cars and truck’s damage before sending it for fixing. You can not start your automobile’s repair work process up until the pre-repair examination is full, or until the third party insurance provider has actually forgoed the right to the examination.

Depending upon whether the fault of the other motorist is already verified or not, you may pick two various options for filling up the claim

If the other driver’s fault is established, you can bring your car to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop and also make the required repairs there.

You can ask your very own insurance firm’s APR to assist you communicate with the third party insurance company in your name if the responsibility for the crash has not yet been validated.

Step 5: Proceed with the fixing and also claim

After the assessment is finished, and you have gotten a repair work quote price, you can wage the repairs. {Most likely you would certainly need to clear up upfront the charge for the repairs with the workshop straight if the third party’s responsibility has not been verified yet.|Most most likely you would certainly have to settle in advance the cost for the repair services with the workshop straight if the third party’s obligation has actually not been confirmed.|If the third party’s liability has actually not been verified yet, most most likely you would certainly have to settle upfront the fee for the repair services with the workshop straight.

However, if you have an authorities report that clearly states the other driver’s mistake in the mishap, which you agreed with the third party’s insurance company on the fixing expenses and also payment, you may wage the repair work without the requirement to pay upfront. The workshop will submit your claim against the third party’s insurance for you, assuming all documents remain in location.

What happens if I have a disagreement with the third party insurance company?

In the event that you experience a dispute when filing a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to supply the FIDReC with all info appropriate to your complaint, including: your name, call numbers, the specifics of your problem, and all supporting papers (e.g. document with the 3rd party insurance company or cops report).

Before making any third party insurance claim in Singapore, or really anywhere in the globe, make sure that the third party’s fault is confirmed by the police report. Also crashes with minor or no automobile damage, or scenarios where you want to clear up without making a third party insurance claim, must be reported. Call the third party’s insurance company and let them examine your cars and truck’s damages prior to sending it for fixing. The third party’s insurer has two functioning days to carry out the pre-repair evaluation after you have contacted them. You can not begin your vehicle’s repair procedure up until the pre-repair examination is total, or until the third party insurance firm has actually waived the right to the investigation. 3rd Party Insurance Claim Workshop Bedok Terrace