3rd Party Insurance Claim Workshop Boon Lay Way

third party accident insurance claim

3rd Party Insurance Claim Workshop Boon Lay Way 3rd party insurance is the most standard kind of insurance that all cars and truck proprietors in Singapore need to have. It covers the vehicle driver’s obligation in case his/her mistake in the mishap is validated, and also covers the costs of 3rd party physical injury as well as residential or commercial property damage. You can locate thorough info concerning third party insurance in Singapore by seeing its specialized web page on our website right here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you ought to gather information from various other drivers included in the crash, take photographs of the event, then call an insurance firm to report the crash. The last step is to bring the cars and truck to one of the insurance company’s licensed repair work workshop for automobile evaluation– no matter if any type of damage to the car has taken area or not.

Just how do I make a third party insurance claim in Singapore?

Before making any kind of third party insurance claim in Singapore, or in fact throughout the world, make sure that the 3rd party’s fault is confirmed by the police report. You can still send your automobile for repair even if the third party’s liability has not yet been confirmed, yet you will certainly have to pay for the repairs upfront. The adhering to mini-guide will certainly reveal you detailed just how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent information

After the accident, exchange particulars of entailed celebrations including:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer as well as the plan number
  6. You’ll require this info for the record and also to file a claim to the third party’s insurer

Step 2: Photograph everything

Collect as numerous pieces of evidence as feasible to support your claim. Take photographs of your vehicle’s damages, other automobiles involved in the crash, and also the mishap surroundings. You might additionally take video footage and also attempt to get witness testaments.

Step 3: Report the accident to your insurance provider

In Singapore, you are lawfully obliged to report ALL motor mishaps within 24 hrs of its incident or the following working day. Also crashes with minor or no vehicle damage, or circumstances where you wish to clear up without making a 3rd party insurance claim, should be reported. Call your insurance firm to send you a hauling truck if essential, as well as ask any type of additional concerns you may have. There’s no justification for not reporting an auto accident, as it is now obligatory for every single electric motor insurance provider in Singapore to have a 24 hrs hotline offered. You can likewise report an accident in among the insurance firm’s Approved Reporting Centers.

Not reporting the accident may cause:

  • Loss of your No Claims Discount upon your policy’s renewal time.
  • The insurance company declining/ terminating your plan revival.
  • The insurer rejecting to repay your claim because you have actually breached a policy condition by failing to report the crash. That means you would need to pay of pocket for your own vehicle fixing costs and any type of additional third party cases.

Step 4: Arrange with the 3rd party’s insurance company for pre-repair evaluation

Call the 3rd party’s insurance firm and also let them check your automobile’s damages prior to sending it for repair. The third party’s insurer has two working days to execute the pre-repair examination after you have actually called them. You can not begin your cars and truck’s repair work process till the pre-repair assessment is complete, or up until the third party insurance company has forgoed the right to the investigation. Discover more about pre-repair examination demands below.

Relying on whether the mistake of the other vehicle driver is already validated or not, you may select two different options for loading the claim

If the various other vehicle driver’s mistake is developed, you can bring your vehicle to the 3rd party insurance firm’s Approved Reporting Center/ Authorized Workshop as well as make the required fixings there.

If the liability for the crash has actually not yet been verified, you can ask your very own insurance provider’s APR to help you liaise with the third party insurance provider in your name.

Step 5: Proceed with the repair and also claim

After the evaluation is completed, and you have actually gotten a repair service quote expense, you can proceed with the repair services. {Most likely you would certainly have to settle upfront the fee for the repair services with the workshop straight if the third party’s responsibility has not been verified yet.|Most most likely you would certainly have to settle ahead of time the fee for the repair services with the workshop straight if the third party’s liability has actually not been verified.|If the third party’s obligation has not been validated yet, most likely you would certainly have to work out in advance the charge for the repair services with the workshop directly.

Nevertheless, if you have a police report that clearly specifies the other vehicle driver’s mistake in the mishap, which you agreed with the third party’s insurance company on the fixing expenses and also payment, you might proceed with the repair work without the requirement to pay upfront. The workshop will certainly submit your claim versus the third party’s insurance for you, presuming all documents remain in area.

What happens if I have a dispute with the third party insurance company?

On the occasion that you experience a conflict when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to give the FIDReC with all info relevant to your problem, including: your name, call numbers, the specifics of your issue, and all sustaining files (e.g. correspondence with the 3rd party insurance company or authorities record).

Before making any type of third party insurance claim in Singapore, or in fact anywhere in the world, make certain that the third party’s mistake is validated by the authorities record. Even mishaps with minor or no cars and truck damages, or scenarios where you desire to settle without making a third party insurance claim, need to be reported. Call the third party’s insurance company and also allow them evaluate your car’s damage prior to sending it for repair service. The third party’s insurer has two functioning days to carry out the pre-repair examination after you have called them. You can not start your car’s repair work process until the pre-repair evaluation is complete, or until the third party insurer has forgoed the right to the investigation. 3rd Party Insurance Claim Workshop Boon Lay Way