3rd Party Insurance Claim Workshop Bukit Merah Lane 3

third party accident insurance claim

3rd Party Insurance Claim Workshop Bukit Merah Lane 3 3rd party insurance is one of the most basic type of insurance that all vehicle proprietors in Singapore should possess. It covers the motorist’s obligation on the occasion that his/her fault in the mishap is verified, as well as covers the prices of third party physical injury and also residential or commercial property damage. You can locate comprehensive information concerning 3rd party insurance in Singapore by visiting its dedicated page on our web site here.

What is the Motor Claims Framework (MCF)?

The MCF is a collection of procedures that vehicle drivers must follow when reporting electric motor mishaps in Singapore. In a nutshell, after a collision, you need to gather details from other chauffeurs involved in the crash, take photos of the event, then call an insurance company to report the accident. The last action is to bring the cars and truck to among the insurer’s licensed fixing workshop for vehicle assessment– no matter if any type of damages to the car has happened or otherwise. The MCF also implies that all mishaps need to be reported, and by not adhering to those policies, you take the chance of being fined. To find out more concerning the MCF, go here to view an infographic regarding this plan.

How do I make a 3rd party insurance claim in Singapore?

Prior to making any kind of 3rd party insurance claim in Singapore, or really anywhere in the globe, see to it that the third party’s mistake is validated by the police report. You can still send your automobile for repair work even if the 3rd party’s responsibility has not yet been verified, yet you will need to spend for the repair work in advance. The adhering to mini-guide will reveal you step-by-step just how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent details

After the crash, exchange details of involved parties including:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll require this details for the record and also to file a claim to the third party’s insurance firm

Step 2: Photograph every little thing

Gather as numerous items of evidence as feasible to support your claim. Take photographs of your cars and truck’s damage, other lorries associated with the accident, and also the mishap surroundings. You may additionally take video clip footage and attempt to obtain witness statements.

Action 3: Report the crash to your insurance provider

Even mishaps with small or no auto damage, or situations where you desire to work out without making a third party insurance claim, should be reported. You can additionally report a mishap in one of the insurance company’s Approved Reporting Centers.

Not reporting the accident might lead to:

  • Loss of your No Claims Discount upon your policy’s renewal time.
  • The insurance provider decreasing/ terminating your plan renewal.
  • The insurance company refusing to compensate your claim because you have breached a policy condition by falling short to report the crash. That means you would certainly need to pay out of pocket for your own automobile repair work expenses and also any extra third party insurance claims.

Step 4: Arrange with the 3rd party’s insurance firm for pre-repair examination

Call the third party’s insurance provider and let them inspect your vehicle’s damage before sending it for repair work. You can not start your cars and truck’s repair service process until the pre-repair evaluation is total, or up until the third party insurance company has actually waived the right to the investigation.

Relying on whether the fault of the other driver is already confirmed or otherwise, you may select 2 different choices for filling the claim

You can bring your auto to the third party insurer’s Approved Reporting Center/ Authorized Workshop and also make the needed repair work there if the other chauffeur’s mistake is developed.

If the responsibility for the accident has not yet been verified, you can ask your own insurance firm’s APR to aid you communicate with the third party insurance provider in your name.

Step 5: Proceed with the repair work as well as claim

After the evaluation is finished, and you have actually gotten a repair estimate cost, you can wage the fixings. {Most likely you would need to settle upfront the fee for the repair services with the workshop directly if the 3rd party’s obligation has actually not been confirmed yet.|Most likely you would certainly have to work out upfront the charge for the repair work with the workshop straight if the third party’s responsibility has actually not been validated.|If the third party’s obligation has actually not been verified yet, most likely you would certainly have to settle upfront the charge for the repair services with the workshop directly.

If you have a police record that clearly states the other motorist’s mistake in the accident, and that you concurred with the third party’s insurance company on the repair work prices and also payment, you may proceed with the repair services without the need to pay upfront. The workshop will send your claim versus the third party’s insurance for you, presuming all documents remain in area.

What happens if I have a conflict with the 3rd party insurer?

In the event that you experience a conflict when submitting a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to give the FIDReC with all information pertinent to your issue, consisting of: your name, get in touch with numbers, the specifics of your problem, and all sustaining papers (e.g. communication with the 3rd party insurance company or cops report).

Prior to making any type of third party insurance claim in Singapore, or actually anywhere in the globe, make certain that the third party’s fault is confirmed by the police report. Also accidents with small or no cars and truck damages, or scenarios where you desire to settle without making a third party insurance claim, must be reported. Contact the third party’s insurance company as well as allow them inspect your cars and truck’s damages before sending it for repair service. The third party’s insurance provider has two working days to perform the pre-repair inspection after you have actually called them. You can not begin your vehicle’s fixing process until the pre-repair inspection is total, or till the third party insurance firm has waived the right to the investigation. 3rd Party Insurance Claim Workshop Bukit Merah Lane 3