3rd Party Insurance Claim Workshop Canterbury Road

third party accident insurance claim

3rd Party Insurance Claim Workshop Canterbury Road 3rd party insurance is the most basic type of insurance that all cars and truck owners in Singapore must have. It covers the vehicle driver’s obligation in the event that his/her fault in the crash is confirmed, and covers the costs of 3rd party physical injury as well as home damage. You can find in-depth information about 3rd party insurance in Singapore by seeing its devoted page on our internet site below.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a collision, you must collect info from other motorists involved in the mishap, take photos of the event, then call an insurance firm to report the accident. The last action is to bring the auto to one of the insurance provider’s licensed repair service workshop for vehicle assessment– no matter if any type of damages to the lorry has actually taken area or not.

How do I make a 3rd party insurance claim in Singapore?

Prior to making any third party insurance claim in Singapore, or in fact throughout the globe, make sure that the 3rd party’s mistake is verified by the authorities record. You can still send your cars and truck for repair work even if the third party’s liability has actually not yet been verified, yet you will certainly need to spend for the fixings ahead of time. The following mini-guide will reveal you step-by-step just how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent information

After the accident, exchange details of entailed parties consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer as well as the policy number
  6. You’ll require this info for the record and also to file a claim to the third party’s insurance company

Action 2: Photograph everything

Collect as many items of proof as feasible to support your claim. Take pictures of your car’s damages, various other automobiles involved in the accident, and also the crash environments. You might also take video footage and try to get witness testimonies.

Action 3: Report the crash to your insurance provider

In Singapore, you are lawfully required to report ALL motor accidents within 24 hrs of its event or the following working day. Even mishaps with small or no automobile damage, or circumstances where you intend to clear up without making a 3rd party insurance claim, should be reported. Call your insurer to send you a pulling truck if required, as well as ask any type of more questions you may have. There’s no reason for not reporting a car crash, as it is now required for every electric motor insurance provider in Singapore to have a 24 hours hotline offered. You can also report a crash in among the insurance firm’s Approved Reporting Centers.

Not reporting the crash might lead to:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance company decreasing/ cancelling your plan renewal.
  • The insurance company rejecting to repay your claim on the grounds that you have breached a policy problem by failing to report the accident. That means you would certainly have to pay of pocket for your very own automobile repair service costs and also any extra 3rd party insurance claims.

Step 4: Arrange with the third party’s insurer for pre-repair inspection

Call the third party’s insurance company as well as let them examine your auto’s damages prior to sending it for repair. You can not start your cars and truck’s repair service process until the pre-repair evaluation is full, or up until the third party insurer has actually waived the right to the investigation.

Depending on whether the fault of the various other motorist is already validated or not, you might pick 2 various options for filling the claim

If the other driver’s fault is developed, you can bring your automobile to the third party insurance firm’s Approved Reporting Center/ Authorized Workshop as well as make the essential fixings there.

You can ask your very own insurance company’s APR to help you liaise with the third party insurance firm in your name if the responsibility for the accident has not yet been verified.

Tip 5: Proceed with the fixing as well as claim

After the evaluation is finished, and also you have gotten a repair price quote cost, you can wage the repair services. {Probably you would certainly need to work out ahead of time the fee for the repairs with the workshop directly if the third party’s responsibility has actually not been validated yet.|Most most likely you would have to resolve ahead of time the cost for the repair services with the workshop directly if the third party’s liability has not been confirmed.|If the third party’s liability has not been validated yet, most most likely you would have to resolve upfront the fee for the fixings with the workshop directly.

Nonetheless, if you have a police report that clearly specifies the other motorist’s fault in the accident, which you agreed with the third party’s insurance firm on the repair costs as well as compensation, you may proceed with the repairs without the requirement to pay upfront. The workshop will send your claim versus the 3rd party’s insurance for you, presuming all files remain in area.

What happens if I have a disagreement with the 3rd party insurance company?

In the event that you experience a dispute when submitting a 3rd party insurance claim in Singapore, you can call Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to provide the FIDReC with all information pertinent to your issue, consisting of: your name, contact numbers, the specifics of your complaint, and all supporting papers (e.g. correspondence with the 3rd party insurance provider or cops record).

Before making any type of third party insurance claim in Singapore, or in fact anywhere in the globe, make sure that the third party’s fault is validated by the police record. Also accidents with small or no cars and truck damages, or circumstances where you want to clear up without making a third party insurance claim, should be reported. Contact the third party’s insurer as well as let them inspect your car’s damage before sending it for repair service. The third party’s insurer has two working days to do the pre-repair examination after you have actually called them. You can not start your automobile’s repair service process up until the pre-repair examination is complete, or until the third party insurance company has waived the right to the examination. 3rd Party Insurance Claim Workshop Canterbury Road