3rd Party Insurance Claim Workshop Chai Chee Avenue

third party accident insurance claim

3rd Party Insurance Claim Workshop Chai Chee Avenue Third party insurance is the most basic sort of insurance that all car owners in Singapore need to possess. It covers the motorist’s liability in case his/her mistake in the accident is verified, and covers the expenses of third party bodily injury as well as building damage. You can discover comprehensive information concerning third party insurance in Singapore by visiting its dedicated web page on our website here.

What is the Motor Claims Framework (MCF)?

The MCF is a set of procedures that drivers need to follow when reporting electric motor mishaps in Singapore. In a nutshell, after an accident, you ought to accumulate information from various other motorists associated with the mishap, take photos of the occasion, after that call an insurance company to report the mishap. The last step is to bring the car to one of the insurance firm’s authorized repair work workshop for auto evaluation– no matter if any damage to the automobile has taken place or otherwise. The MCF likewise indicates that all accidents have to be reported, and also by not complying with those rules, you risk being fined. To learn more about the MCF, go here to watch an infographic concerning this plan.

How do I make a third party insurance claim in Singapore?

Prior to making any kind of third party insurance claim in Singapore, or actually throughout the globe, make sure that the 3rd party’s fault is validated by the authorities record. You can still send your car for repair work even if the 3rd party’s liability has actually not yet been verified, but you will need to pay for the repairs in advance. The adhering to mini-guide will certainly show you detailed how to make a third party insurance claim in Singapore:

Step 1: Obtain all relevant information

After the crash, exchange particulars of entailed celebrations including:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and also the plan number
  6. You’ll need this info for the report and also to file a claim to the 3rd party’s insurance company

Step 2: Photograph every little thing

Gather as many pieces of evidence as possible to sustain your claim. Take photos of your auto’s damage, other cars associated with the crash, and also the accident surroundings. You might also take video clip footage and try to get witness testimonies.

Action 3: Report the accident to your insurance company

In Singapore, you are lawfully obliged to report ALL motor crashes within 24 hrs of its event or the next functioning day. Also crashes with small or no automobile damages, or situations where you intend to clear up without making a third party insurance claim, should be reported. Call your insurer to send you a towing vehicle if required, and also ask any kind of more concerns you may have. There’s no reason for not reporting an auto accident, as it is now necessary for every single electric motor insurer in Singapore to have a 24 hrs hotline offered. You can likewise report an accident in one of the insurance firm’s Approved Reporting Centers.

Not reporting the crash may result in:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance provider declining/ terminating your plan revival.
  • The insurance company declining to repay your claim because you have actually breached a policy problem by falling short to report the accident. That implies you would certainly need to pay out of pocket for your very own cars and truck repair work expenditures and any kind of extra third party claims.

Tip 4: Arrange with the third party’s insurance provider for pre-repair inspection

Call the third party’s insurance firm as well as let them evaluate your automobile’s damage prior to sending it for repair work. The third party’s insurance company has two functioning days to execute the pre-repair evaluation after you have actually called them. You can not begin your auto’s fixing procedure up until the pre-repair inspection is complete, or until the third party insurer has actually waived the right to the investigation. Learn more concerning pre-repair examination demands below.

Depending on whether the mistake of the various other vehicle driver is already validated or not, you may pick 2 different options for loading the claim

If the other driver’s mistake is established, you can bring your car to the 3rd party insurance provider’s Approved Reporting Center/ Authorized Workshop and make the essential repairs there.

You can ask your own insurer’s APR to assist you liaise with the third party insurer in your name if the liability for the crash has not yet been confirmed.

Tip 5: Proceed with the fixing and claim

After the evaluation is finished, as well as you have actually gotten a repair estimate expense, you can wage the repairs. {Probably you would certainly have to settle in advance the cost for the repairs with the workshop straight if the third party’s liability has not been validated yet.|Most likely you would certainly have to resolve in advance the charge for the repairs with the workshop directly if the third party’s responsibility has not been confirmed.|If the third party’s liability has actually not been verified yet, most most likely you would certainly have to work out in advance the charge for the repair services with the workshop straight.

If you have a police report that plainly specifies the other vehicle driver’s mistake in the mishap, and that you concurred with the third party’s insurance provider on the repair expenses and also compensation, you may proceed with the fixings without the need to pay upfront. The workshop will certainly submit your claim against the 3rd party’s insurance for you, presuming all records are in place.

Suppose I have a conflict with the 3rd party insurance company?

On the occasion that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all details appropriate to your complaint, consisting of: your name, call numbers, the specifics of your grievance, and all supporting documents (e.g. document with the 3rd party insurance provider or authorities report).

Before making any kind of third party insurance claim in Singapore, or really anywhere in the globe, make sure that the third party’s fault is confirmed by the police record. Also accidents with small or no auto damages, or situations where you desire to work out without making a third party insurance claim, must be reported. Contact the third party’s insurance company and allow them examine your auto’s damage before sending it for fixing. The third party’s insurance company has two working days to execute the pre-repair examination after you have contacted them. You can not begin your vehicle’s fixing procedure until the pre-repair evaluation is complete, or till the third party insurance company has actually forgoed the right to the examination. 3rd Party Insurance Claim Workshop Chai Chee Avenue