3rd Party Insurance Claim Workshop Choa Chu Kang Avenue 1

third party accident insurance claim

3rd Party Insurance Claim Workshop Choa Chu Kang Avenue 1 Third party insurance is one of the most basic type of insurance that all cars and truck proprietors in Singapore have to possess. It covers the driver’s liability in the event that his/her fault in the mishap is verified, and also covers the costs of 3rd party physical injury and also property damage. You can locate thorough information regarding third party insurance in Singapore by seeing its devoted web page on our site right here.

What is the Motor Claims Framework (MCF)?

When reporting electric motor accidents in Singapore, the MCF is a set of treatments that vehicle drivers should follow. Essentially, after an accident, you must accumulate information from other drivers involved in the mishap, take photos of the occasion, after that call an insurance provider to report the accident. The last action is to bring the automobile to one of the insurance provider’s authorized fixing workshop for automobile assessment– despite if any type of damage to the car has taken place or not. The MCF additionally indicates that all mishaps must be reported, and by not complying with those policies, you risk being fined. To discover even more about the MCF, click on this link to see an infographic concerning this plan.

Exactly how do I make a third party insurance claim in Singapore?

Before making any third party insurance claim in Singapore, or really anywhere in the globe, see to it that the 3rd party’s fault is validated by the cops record. You can still send your car for repair service even if the third party’s liability has actually not yet been validated, but you will need to spend for the repair services in advance. The complying with mini-guide will show you detailed exactly how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all relevant information

After the crash, exchange particulars of included events consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer as well as the policy number
  6. You’ll require this information for the record and also to sue to the third party’s insurance company

Step 2: Photograph every little thing

Gather as several pieces of evidence as feasible to sustain your claim. Take photographs of your automobile’s damage, other automobiles involved in the crash, and also the mishap environments. You may additionally take video footage and also attempt to get witness testaments.

Action 3: Report the crash to your insurer

In Singapore, you are lawfully obliged to report ALL electric motor accidents within 24 hours of its occurrence or the next working day. Also crashes with small or no car damage, or situations where you wish to work out without making a 3rd party insurance claim, need to be reported. Call your insurance firm to send you a towing truck if essential, and also ask any kind of additional questions you might have. There’s no justification for not reporting an auto accident, as it is now obligatory for each electric motor insurance company in Singapore to have a 24 hours hotline offered. You can additionally report a mishap in among the insurance provider’s Approved Reporting Centers.

Not reporting the crash might cause:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance company decreasing/ cancelling your policy renewal.
  • The insurance company refusing to repay your claim on the grounds that you have breached a policy problem by failing to report the mishap. That implies you would have to pay of pocket for your own car fixing expenses and any added third party cases.

Step 4: Arrange with the third party’s insurer for pre-repair examination

Get in touch with the third party’s insurance company and also let them check your car’s damage before sending it for repair work. You can not start your automobile’s repair service procedure up until the pre-repair examination is full, or until the third party insurer has waived the right to the investigation.

Relying on whether the mistake of the other driver is already confirmed or not, you might pick two various alternatives for filling up the claim

You can bring your car to the third party insurance firm’s Approved Reporting Center/ Authorized Workshop and make the needed repair services there if the various other chauffeur’s fault is established.

You can ask your very own insurance company’s APR to assist you communicate with the third party insurer in your name if the liability for the crash has not yet been validated.

Step 5: Proceed with the repair and also claim

After the assessment is ended up, and you have received a repair work estimate expense, you can wage the repairs. {More than likely you would need to work out in advance the cost for the repair work with the workshop directly if the third party’s responsibility has not been validated yet.|Most likely you would have to settle upfront the charge for the fixings with the workshop straight if the third party’s responsibility has actually not been validated.|If the third party’s responsibility has actually not been confirmed yet, most likely you would certainly have to work out upfront the charge for the repairs with the workshop directly.

Nonetheless, if you have a police report that plainly states the other vehicle driver’s fault in the crash, which you agreed with the 3rd party’s insurance provider on the repair costs and compensation, you might proceed with the repairs without the demand to pay upfront. The workshop will send your claim against the 3rd party’s insurance for you, presuming all records remain in location.

What if I have a dispute with the 3rd party insurance company?

In case you experience a dispute when filing a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to provide the FIDReC with all info pertinent to your grievance, including: your name, get in touch with numbers, the specifics of your grievance, and all supporting papers (e.g. correspondence with the 3rd party insurance provider or authorities record).

Prior to making any kind of third party insurance claim in Singapore, or in fact anywhere in the globe, make sure that the third party’s fault is verified by the authorities record. Even mishaps with small or no vehicle damage, or circumstances where you want to work out without making a third party insurance claim, must be reported. Contact the third party’s insurance firm and let them inspect your car’s damage prior to sending it for repair. The third party’s insurance provider has 2 functioning days to execute the pre-repair examination after you have contacted them. You can not begin your cars and truck’s repair work process up until the pre-repair assessment is total, or up until the third party insurance provider has waived the right to the examination. 3rd Party Insurance Claim Workshop Choa Chu Kang Avenue 1