3rd Party Insurance Claim Workshop Clementi Avenue 6

third party accident insurance claim

3rd Party Insurance Claim Workshop Clementi Avenue 6 3rd party insurance is one of the most standard sort of insurance that all auto owners in Singapore have to possess. It covers the vehicle driver’s obligation on the occasion that his/her mistake in the accident is verified, and covers the costs of third party physical injury and also property damages. You can find in-depth info regarding third party insurance in Singapore by visiting its dedicated page on our web site right here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you should accumulate information from various other chauffeurs entailed in the crash, take pictures of the occasion, then call an insurance provider to report the crash. The last step is to bring the car to one of the insurance company’s authorized fixing workshop for automobile examination– no issue if any kind of damage to the automobile has actually taken area or not.

How do I make a 3rd party insurance claim in Singapore?

Before making any kind of 3rd party insurance claim in Singapore, or in fact anywhere in the globe, ensure that the 3rd party’s fault is validated by the police record. You can still send your automobile for repair work even if the third party’s liability has not yet been verified, however you will certainly need to pay for the repair work upfront. The following mini-guide will reveal you detailed just how to make a third party insurance claim in Singapore:

Step 1: Obtain all appropriate info

After the crash, exchange details of involved celebrations including:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the plan number
  6. You’ll need this details for the record as well as to file a claim to the 3rd party’s insurance provider

Step 2: Photograph every little thing

Accumulate as many pieces of proof as possible to support your claim. Take photographs of your car’s damage, various other automobiles associated with the mishap, and also the crash environments. You may also take video clip footage and also attempt to acquire witness testimonies.

Action 3: Report the mishap to your insurance company

Even accidents with minor or no auto damage, or circumstances where you want to resolve without making a third party insurance claim, have to be reported. You can additionally report a crash in one of the insurance provider’s Approved Reporting Centers.

Not reporting the crash may cause:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance provider declining/ terminating your plan renewal.
  • The insurance company declining to compensate your claim because you have breached a plan problem by failing to report the mishap. That suggests you would need to pay out of pocket for your very own car repair work costs as well as any kind of added 3rd party claims.

Tip 4: Arrange with the third party’s insurance company for pre-repair evaluation

Call the third party’s insurance firm and also allow them check your vehicle’s damages prior to sending it for repair. You can not begin your automobile’s fixing process till the pre-repair inspection is full, or till the third party insurance company has forgoed the right to the examination.

Depending on whether the fault of the other chauffeur is currently validated or not, you may choose 2 various choices for filling up the claim

You can bring your car to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop and also make the necessary repair work there if the various other chauffeur’s fault is established.

If the liability for the crash has not yet been validated, you can ask your own insurance company’s APR to assist you liaise with the 3rd party insurance company in your name.

Tip 5: Proceed with the fixing and also claim

After the evaluation is finished, and also you have actually obtained a repair work quote expense, you can proceed with the repair services. {Probably you would need to settle in advance the cost for the repairs with the workshop straight if the 3rd party’s liability has not been validated yet.|Most most likely you would have to resolve in advance the fee for the repair services with the workshop directly if the third party’s responsibility has not been validated.|If the third party’s obligation has not been verified yet, most likely you would certainly have to clear up ahead of time the cost for the repair work with the workshop directly.

However, if you have a cops record that clearly mentions the other motorist’s fault in the crash, and that you agreed with the third party’s insurance firm on the repair work costs and also payment, you may proceed with the fixings without the demand to pay upfront. The workshop will certainly submit your claim against the 3rd party’s insurance for you, thinking all documents remain in place.

What happens if I have a disagreement with the 3rd party insurance provider?

In the event that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can call Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please bear in mind to supply the FIDReC with all details pertinent to your issue, including: your name, contact numbers, the specifics of your grievance, and all supporting documents (e.g. correspondence with the 3rd party insurance firm or cops report).

Before making any kind of third party insurance claim in Singapore, or really anywhere in the world, make certain that the third party’s fault is validated by the police report. Even accidents with small or no vehicle damage, or scenarios where you want to work out without making a third party insurance claim, have to be reported. Contact the third party’s insurance provider and allow them examine your cars and truck’s damages prior to sending it for repair. The third party’s insurance provider has two working days to execute the pre-repair assessment after you have contacted them. You can not start your vehicle’s repair service process up until the pre-repair evaluation is complete, or till the third party insurer has waived the right to the examination. 3rd Party Insurance Claim Workshop Clementi Avenue 6