3rd Party Insurance Claim Workshop Serangoon Lane

third party accident insurance claim

3rd Party Insurance Claim Workshop Serangoon Lane Third party insurance is one of the most basic type of insurance that all car owners in Singapore must possess. It covers the driver’s obligation in case his/her fault in the crash is validated, as well as covers the costs of 3rd party physical injury and property damage. You can discover in-depth details about 3rd party insurance in Singapore by visiting its devoted page on our internet site below.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a collision, you need to collect info from other drivers included in the mishap, take photos of the event, then call an insurance firm to report the mishap. The last action is to bring the automobile to one of the insurance provider’s accredited repair work workshop for vehicle evaluation– no matter if any type of damage to the vehicle has taken location or not.

Exactly how do I make a third party insurance claim in Singapore?

Before making any type of third party insurance claim in Singapore, or in fact anywhere in the globe, make sure that the 3rd party’s fault is confirmed by the police report. You can still send your auto for repair service even if the third party’s obligation has actually not yet been validated, yet you will need to pay for the fixings in advance. The complying with mini-guide will certainly reveal you step-by-step how to make a third party insurance claim in Singapore:

Action 1: Obtain all pertinent info

After the crash, exchange particulars of involved celebrations including:

  1. Complete Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll require this information for the record and also to file a claim to the third party’s insurance company

Action 2: Photograph every little thing

Collect as lots of pieces of evidence as possible to support your claim. Take photos of your car’s damages, other vehicles associated with the mishap, as well as the crash environments. You may additionally take video footage and attempt to get witness statements.

Step 3: Report the accident to your insurer

In Singapore, you are lawfully required to report ALL motor crashes within 24 hours of its occurrence or the next functioning day. Also accidents with minor or no automobile damages, or scenarios where you intend to work out without making a third party insurance claim, must be reported. Call your insurance provider to send you a lugging truck if necessary, and ask any type of further inquiries you might have. There’s no excuse for not reporting an auto accident, as it is now required for each motor insurance company in Singapore to have a 24 hours hotline offered. You can additionally report a mishap in one of the insurance company’s Approved Reporting Centers.

Not reporting the accident might cause:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurer declining/ terminating your plan renewal.
  • The insurance provider refusing to reimburse your claim on the grounds that you have breached a policy condition by failing to report the mishap. That means you would have to pay out of pocket for your own cars and truck repair work expenses as well as any added third party claims.

Tip 4: Arrange with the third party’s insurance firm for pre-repair assessment

Contact the 3rd party’s insurance provider and also let them examine your car’s damages prior to sending it for fixing. The third party’s insurer has two functioning days to perform the pre-repair examination after you have actually contacted them. You can not start your automobile’s repair service process up until the pre-repair assessment is total, or till the third party insurance provider has actually waived the right to the investigation. Find out more regarding pre-repair examination needs here.

Depending upon whether the fault of the various other driver is currently validated or otherwise, you may choose 2 various choices for filling up the claim

If the other vehicle driver’s mistake is developed, you can bring your car to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop and make the essential fixings there.

You can ask your very own insurance company’s APR to aid you liaise with the third party insurance provider in your name if the obligation for the mishap has not yet been validated.

Tip 5: Proceed with the repair and also claim

After the evaluation is completed, and also you have actually obtained a repair quote price, you can wage the repair services. {Probably you would certainly have to work out in advance the fee for the repair work with the workshop directly if the third party’s responsibility has actually not been confirmed yet.|Most most likely you would have to settle upfront the fee for the repair work with the workshop straight if the third party’s liability has actually not been confirmed.|If the third party’s liability has actually not been verified yet, most most likely you would have to resolve in advance the fee for the repairs with the workshop directly.

Nevertheless, if you have a cops record that plainly mentions the other driver’s fault in the accident, which you agreed with the third party’s insurer on the fixing costs and also settlement, you might proceed with the fixings without the demand to pay upfront. The workshop will submit your claim versus the third party’s insurance for you, assuming all papers remain in place.

Suppose I have a dispute with the 3rd party insurance company?

In case you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can call Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to supply the FIDReC with all information pertinent to your grievance, consisting of: your name, contact numbers, the specifics of your issue, and all supporting files (e.g. communication with the 3rd party insurance firm or authorities report).

Prior to making any third party insurance claim in Singapore, or in fact anywhere in the world, make certain that the third party’s mistake is verified by the cops report. Even accidents with minor or no car damage, or circumstances where you desire to settle without making a third party insurance claim, must be reported. Contact the third party’s insurance provider and allow them evaluate your auto’s damage prior to sending it for repair service. The third party’s insurance company has two functioning days to carry out the pre-repair evaluation after you have actually contacted them. You can not begin your auto’s fixing procedure until the pre-repair examination is total, or till the third party insurer has waived the right to the examination. 3rd Party Insurance Claim Workshop Serangoon Lane