3rd Party Insurance Claim Workshop Serangoon North Avenue 1

third party accident insurance claim

3rd Party Insurance Claim Workshop Serangoon North Avenue 1 3rd party insurance is the most standard type of insurance that all automobile owners in Singapore should possess. It covers the vehicle driver’s obligation in the event that his/her fault in the mishap is verified, as well as covers the expenses of 3rd party physical injury and also residential or commercial property damages. You can find in-depth details about third party insurance in Singapore by seeing its specialized page on our web site here.

What is the Motor Claims Framework (MCF)?

The MCF is a set of procedures that motorists ought to adhere to when reporting motor accidents in Singapore. Basically, after a collision, you ought to gather info from various other drivers involved in the mishap, take photos of the occasion, after that call an insurance firm to report the accident. The last step is to bring the automobile to among the insurer’s authorized repair work workshop for auto inspection– no matter if any kind of damage to the vehicle has actually taken place or not. The MCF also suggests that all crashes have to be reported, and also by not adhering to those rules, you take the chance of being fined. To find out more concerning the MCF, click here to view an infographic about this system.

How do I make a 3rd party insurance claim in Singapore?

Before making any 3rd party insurance claim in Singapore, or in fact throughout the world, make sure that the 3rd party’s fault is validated by the cops report. You can still send your cars and truck for fixing even if the 3rd party’s responsibility has actually not yet been verified, but you will certainly have to spend for the repair work in advance. The adhering to mini-guide will show you step-by-step just how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all appropriate information

After the accident, exchange particulars of entailed parties consisting of:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and also the plan number
  6. You’ll need this information for the record and also to file a claim to the third party’s insurer

Action 2: Photograph every little thing

Gather as lots of items of proof as possible to support your claim. Take pictures of your car’s damage, various other cars involved in the mishap, as well as the crash environments. You might also take video footage and try to get witness statements.

Step 3: Report the crash to your insurance company

In Singapore, you are legally obliged to report ALL electric motor mishaps within 24 hrs of its occurrence or the following working day. Even mishaps with small or no auto damages, or scenarios where you intend to resolve without making a third party insurance claim, should be reported. Call your insurance company to send you a towing truck if essential, and ask any type of more inquiries you may have. There’s no reason for not reporting a car crash, as it is now necessary for every single electric motor insurance provider in Singapore to have a 24 hours hotline readily available. You can also report a mishap in one of the insurance company’s Approved Reporting Centers.

Not reporting the crash might cause:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance provider declining/ cancelling your policy renewal.
  • The insurance provider refusing to reimburse your claim because you have breached a plan condition by falling short to report the mishap. That means you would need to pay of pocket for your own cars and truck fixing expenses and any type of additional 3rd party insurance claims.

Step 4: Arrange with the 3rd party’s insurance firm for pre-repair assessment

Contact the third party’s insurer and also let them examine your automobile’s damages prior to sending it for repair service. You can not begin your auto’s repair service procedure till the pre-repair inspection is total, or until the third party insurer has waived the right to the examination.

Depending on whether the mistake of the various other driver is currently verified or otherwise, you might select two different options for filling up the claim

If the various other vehicle driver’s mistake is developed, you can bring your automobile to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop and make the needed repairs there.

You can ask your own insurance company’s APR to assist you communicate with the third party insurance firm in your name if the obligation for the crash has not yet been verified.

Tip 5: Proceed with the repair and claim

After the examination is finished, and also you have actually received a repair work estimate price, you can wage the repair services. {Most likely you would need to clear up ahead of time the charge for the fixings with the workshop straight if the 3rd party’s obligation has actually not been verified yet.|Most likely you would certainly have to resolve ahead of time the charge for the fixings with the workshop straight if the third party’s responsibility has not been verified.|If the third party’s obligation has actually not been confirmed yet, most likely you would certainly have to resolve ahead of time the fee for the repair services with the workshop directly.

However, if you have an authorities record that plainly specifies the other motorist’s mistake in the crash, which you agreed with the third party’s insurance firm on the repair work expenses as well as settlement, you may wage the repairs without the need to pay upfront. The workshop will certainly submit your claim versus the third party’s insurance for you, thinking all records remain in place.

What happens if I have a conflict with the 3rd party insurer?

On the occasion that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please bear in mind to provide the FIDReC with all details pertinent to your problem, including: your name, contact numbers, the specifics of your complaint, and all supporting papers (e.g. document with the 3rd party insurance company or authorities report).

Prior to making any kind of third party insurance claim in Singapore, or in fact anywhere in the globe, make sure that the third party’s mistake is confirmed by the cops record. Even mishaps with small or no automobile damage, or situations where you want to resolve without making a third party insurance claim, need to be reported. Contact the third party’s insurance company as well as allow them evaluate your cars and truck’s damages before sending it for repair. The third party’s insurer has 2 working days to carry out the pre-repair examination after you have called them. You can not begin your auto’s fixing process up until the pre-repair examination is full, or up until the third party insurer has actually forgoed the right to the investigation. 3rd Party Insurance Claim Workshop Serangoon North Avenue 1