3rd Party Insurance Claim Workshop Serangoon North Avenue 6

third party accident insurance claim

3rd Party Insurance Claim Workshop Serangoon North Avenue 6 Third party insurance is the most basic type of insurance that all automobile proprietors in Singapore have to possess. It covers the vehicle driver’s obligation in case his/her fault in the mishap is validated, as well as covers the prices of third party bodily injury and residential or commercial property damages. You can find in-depth information concerning 3rd party insurance in Singapore by visiting its specialized page on our website here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a collision, you need to gather details from various other vehicle drivers included in the mishap, take pictures of the occasion, then call an insurance firm to report the mishap. The last step is to bring the car to one of the insurer’s accredited repair service workshop for auto assessment– no issue if any type of damage to the lorry has actually taken location or not.

Just how do I make a third party insurance claim in Singapore?

Before making any kind of 3rd party insurance claim in Singapore, or actually throughout the globe, see to it that the 3rd party’s mistake is validated by the cops record. You can still send your cars and truck for repair service even if the third party’s responsibility has not yet been confirmed, but you will need to spend for the repair services ahead of time. The adhering to mini-guide will show you detailed exactly how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent information

After the crash, exchange details of involved celebrations consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer as well as the plan number
  6. You’ll require this information for the record and to file a claim to the third party’s insurance provider

Action 2: Photograph whatever

Accumulate as several items of proof as possible to sustain your claim. Take pictures of your cars and truck’s damages, various other cars associated with the crash, as well as the accident surroundings. You might additionally take video footage and attempt to acquire witness statements.

Action 3: Report the crash to your insurance firm

In Singapore, you are lawfully required to report ALL electric motor accidents within 24 hrs of its event or the next working day. Also crashes with minor or no car damages, or circumstances where you want to resolve without making a 3rd party insurance claim, need to be reported. Call your insurance provider to send you a lugging vehicle if required, and also ask any more questions you may have. There’s no excuse for not reporting a car crash, as it is now necessary for every electric motor insurance company in Singapore to have a 24 hours hotline readily available. You can also report a mishap in one of the insurance firm’s Approved Reporting Centers.

Not reporting the accident might lead to:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance company decreasing/ terminating your plan renewal.
  • The insurer refusing to compensate your claim because you have actually breached a plan condition by falling short to report the crash. That indicates you would certainly need to pay out of pocket for your very own car repair costs and any kind of additional third party claims.

Step 4: Arrange with the 3rd party’s insurance company for pre-repair inspection

Contact the third party’s insurer and also let them check your vehicle’s damages before sending it for repair. The 3rd party’s insurance firm has two functioning days to perform the pre-repair examination after you have called them. You can not start your automobile’s repair service process up until the pre-repair examination is complete, or until the 3rd party insurance company has waived the right to the investigation. Learn more about pre-repair evaluation needs right here.

Relying on whether the mistake of the other driver is currently validated or otherwise, you may pick two various choices for filling up the claim

If the various other motorist’s mistake is developed, you can bring your car to the 3rd party insurer’s Approved Reporting Center/ Authorized Workshop and make the required repairs there.

If the liability for the accident has actually not yet been validated, you can ask your own insurance company’s APR to aid you liaise with the third party insurance firm in your name.

Step 5: Proceed with the fixing and also claim

After the examination is finished, as well as you have actually obtained a repair estimate price, you can wage the fixings. {Probably you would certainly have to resolve ahead of time the charge for the repairs with the workshop straight if the 3rd party’s liability has not been verified yet.|Most most likely you would have to settle in advance the cost for the repairs with the workshop straight if the third party’s liability has actually not been confirmed.|If the third party’s liability has not been verified yet, most most likely you would have to clear up upfront the charge for the repairs with the workshop directly.

If you have an authorities report that clearly states the various other driver’s fault in the crash, and also that you agreed with the third party’s insurance provider on the repair prices and settlement, you might proceed with the fixings without the need to pay upfront. The workshop will certainly send your claim against the 3rd party’s insurance for you, presuming all files are in location.

Suppose I have a dispute with the 3rd party insurer?

In the event that you experience a dispute when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to supply the FIDReC with all information relevant to your problem, consisting of: your name, call numbers, the specifics of your complaint, and all supporting documents (e.g. correspondence with the 3rd party insurance firm or cops record).

Prior to making any third party insurance claim in Singapore, or really anywhere in the globe, make sure that the third party’s fault is confirmed by the police record. Also mishaps with small or no auto damages, or scenarios where you desire to clear up without making a third party insurance claim, must be reported. Call the third party’s insurer and also allow them evaluate your car’s damages prior to sending it for fixing. The third party’s insurance firm has two functioning days to execute the pre-repair examination after you have actually called them. You can not start your automobile’s fixing process till the pre-repair inspection is complete, or up until the third party insurance provider has actually forgoed the right to the examination. 3rd Party Insurance Claim Workshop Serangoon North Avenue 6