3rd Party Insurance Claim Workshop Serangoon Terrace

third party accident insurance claim

3rd Party Insurance Claim Workshop Serangoon Terrace Third party insurance is one of the most standard type of insurance that all automobile owners in Singapore must have. It covers the motorist’s responsibility on the occasion that his/her fault in the accident is validated, and also covers the costs of 3rd party bodily injury and residential property damages. You can find comprehensive details regarding 3rd party insurance in Singapore by seeing its devoted page on our website right here.

What is the Motor Claims Framework (MCF)?

When reporting motor mishaps in Singapore, the MCF is a set of procedures that motorists must comply with. In short, after a collision, you ought to accumulate info from various other motorists associated with the mishap, take photographs of the event, after that call an insurance provider to report the accident. The last step is to bring the vehicle to one of the insurance firm’s licensed repair workshop for car inspection– no matter if any kind of damages to the vehicle has actually occurred or not. The MCF also indicates that all accidents must be reported, and by not adhering to those rules, you risk being fined. To find out more regarding the MCF, click here to check out an infographic concerning this system.

How do I make a third party insurance claim in Singapore?

Before making any third party insurance claim in Singapore, or in fact anywhere in the globe, ensure that the third party’s fault is confirmed by the authorities record. You can still send your vehicle for repair work even if the third party’s liability has actually not yet been confirmed, but you will certainly have to pay for the repair services ahead of time. The following mini-guide will show you step-by-step just how to make a third party insurance claim in Singapore:

Action 1: Obtain all appropriate information

After the accident, exchange particulars of entailed events consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll need this info for the report and also to file a claim to the third party’s insurance provider

Action 2: Photograph everything

Collect as several pieces of proof as feasible to sustain your claim. Take photographs of your auto’s damage, various other lorries involved in the mishap, as well as the mishap environments. You might also take video clip footage and attempt to get witness testimonies.

Action 3: Report the mishap to your insurer

Even accidents with small or no vehicle damage, or situations where you want to settle without making a third party insurance claim, need to be reported. You can additionally report an accident in one of the insurance provider’s Approved Reporting Centers.

Not reporting the mishap might result in:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurer decreasing/ cancelling your policy renewal.
  • The insurer rejecting to compensate your claim because you have breached a policy problem by falling short to report the accident. That suggests you would certainly need to pay out of pocket for your very own auto repair service costs as well as any kind of additional third party insurance claims.

Step 4: Arrange with the third party’s insurer for pre-repair inspection

Get in touch with the third party’s insurance firm and let them examine your auto’s damage before sending it for repair work. You can not start your car’s fixing process up until the pre-repair examination is total, or until the third party insurance company has forgoed the right to the investigation.

Depending upon whether the fault of the other driver is already verified or not, you may choose 2 various alternatives for loading the claim

You can bring your car to the third party insurer’s Approved Reporting Center/ Authorized Workshop and make the needed repairs there if the various other driver’s mistake is established.

You can ask your very own insurance provider’s APR to help you communicate with the third party insurer in your name if the obligation for the mishap has not yet been validated.

Step 5: Proceed with the fixing as well as claim

After the evaluation is ended up, and also you have actually obtained a repair work quote cost, you can wage the repairs. {More than likely you would certainly need to settle ahead of time the charge for the fixings with the workshop directly if the third party’s responsibility has not been verified yet.|Most most likely you would have to work out upfront the fee for the fixings with the workshop straight if the third party’s obligation has actually not been confirmed.|If the third party’s obligation has not been validated yet, most most likely you would have to clear up ahead of time the fee for the repairs with the workshop straight.

If you have an authorities report that clearly mentions the various other driver’s fault in the accident, and that you concurred with the third party’s insurance company on the repair work costs and also compensation, you may continue with the repair work without the demand to pay upfront. The workshop will certainly submit your claim against the third party’s insurance for you, assuming all papers remain in area.

What if I have a disagreement with the 3rd party insurer?

On the occasion that you experience a dispute when submitting a 3rd party insurance claim in Singapore, you can call Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please bear in mind to offer the FIDReC with all details appropriate to your problem, including: your name, get in touch with numbers, the specifics of your problem, and all supporting files (e.g. document with the 3rd party insurer or authorities report).

Before making any kind of third party insurance claim in Singapore, or really anywhere in the world, make certain that the third party’s mistake is verified by the police record. Even mishaps with small or no cars and truck damage, or circumstances where you desire to resolve without making a third party insurance claim, need to be reported. Get in touch with the third party’s insurance company as well as allow them evaluate your automobile’s damages before sending it for repair. The third party’s insurer has 2 functioning days to execute the pre-repair evaluation after you have actually called them. You can not begin your cars and truck’s repair process until the pre-repair assessment is full, or till the third party insurance company has forgoed the right to the examination. 3rd Party Insurance Claim Workshop Serangoon Terrace