3rd Party Insurance Claim Workshop Shipyard Crescent

third party accident insurance claim

3rd Party Insurance Claim Workshop Shipyard Crescent Third party insurance is one of the most fundamental type of insurance that all car owners in Singapore should possess. It covers the driver’s liability on the occasion that his/her fault in the crash is validated, and covers the costs of 3rd party bodily injury and home damages. You can discover thorough details about 3rd party insurance in Singapore by visiting its dedicated page on our web site here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a collision, you must gather details from various other chauffeurs entailed in the accident, take pictures of the event, then call an insurance company to report the crash. The last action is to bring the cars and truck to one of the insurer’s authorized repair service workshop for automobile assessment– no matter if any type of damage to the car has actually taken location or not.

How do I make a third party insurance claim in Singapore?

Before making any kind of third party insurance claim in Singapore, or in fact anywhere in the globe, ensure that the 3rd party’s mistake is confirmed by the police report. You can still send your cars and truck for repair work even if the third party’s liability has actually not yet been validated, yet you will certainly need to pay for the repairs in advance. The complying with mini-guide will certainly show you detailed exactly how to make a third party insurance claim in Singapore:

Action 1: Obtain all appropriate info

After the mishap, exchange particulars of involved parties consisting of:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the plan number
  6. You’ll need this info for the report as well as to file a claim to the third party’s insurance company

Step 2: Photograph everything

Gather as lots of items of proof as possible to sustain your claim. Take pictures of your cars and truck’s damage, various other automobiles associated with the crash, as well as the mishap environments. You may additionally take video clip footage and attempt to acquire witness statements.

Step 3: Report the mishap to your insurance firm

In Singapore, you are lawfully obliged to report ALL motor crashes within 24 hrs of its occurrence or the following working day. Even mishaps with minor or no auto damage, or circumstances where you intend to work out without making a third party insurance claim, need to be reported. Call your insurance provider to send you a towing truck if essential, and also ask any kind of further concerns you may have. There’s no reason for not reporting an auto accident, as it is currently obligatory for each motor insurance company in Singapore to have a 24 hours hotline readily available. You can likewise report an accident in among the insurance firm’s Approved Reporting Centers.

Not reporting the mishap may lead to:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance firm declining/ terminating your plan revival.
  • The insurance firm rejecting to compensate your claim on the grounds that you have breached a plan problem by falling short to report the mishap. That means you would certainly have to pay out of pocket for your own car repair work expenses and also any additional 3rd party claims.

Tip 4: Arrange with the third party’s insurer for pre-repair examination

Get in touch with the third party’s insurer and let them evaluate your car’s damage before sending it for repair service. You can not begin your car’s repair service process till the pre-repair examination is full, or till the third party insurance firm has actually forgoed the right to the investigation.

Depending on whether the fault of the other vehicle driver is already validated or not, you might select 2 various choices for filling up the claim

You can bring your car to the third party insurance firm’s Approved Reporting Center/ Authorized Workshop as well as make the necessary repair services there if the other motorist’s fault is developed.

You can ask your very own insurance firm’s APR to aid you communicate with the third party insurance firm in your name if the liability for the accident has not yet been validated.

Step 5: Proceed with the repair service and claim

After the evaluation is ended up, and also you have gotten a fixing estimate price, you can wage the fixings. {More than likely you would have to settle in advance the charge for the repair work with the workshop directly if the third party’s liability has actually not been confirmed yet.|Most likely you would have to resolve ahead of time the fee for the repair work with the workshop straight if the third party’s liability has actually not been confirmed.|If the third party’s liability has not been validated yet, most likely you would certainly have to work out ahead of time the charge for the repair work with the workshop directly.

Nonetheless, if you have a police record that plainly mentions the various other chauffeur’s fault in the mishap, which you agreed with the 3rd party’s insurance provider on the repair service prices and also compensation, you may wage the fixings without the requirement to pay upfront. The workshop will certainly submit your claim against the 3rd party’s insurance for you, thinking all papers remain in location.

Suppose I have a dispute with the 3rd party insurance firm?

On the occasion that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to offer the FIDReC with all details pertinent to your problem, consisting of: your name, call numbers, the specifics of your grievance, and all supporting papers (e.g. correspondence with the 3rd party insurance firm or authorities report).

Prior to making any kind of third party insurance claim in Singapore, or really anywhere in the world, make certain that the third party’s fault is validated by the cops record. Even crashes with small or no auto damages, or circumstances where you want to clear up without making a third party insurance claim, have to be reported. Contact the third party’s insurance company as well as allow them evaluate your cars and truck’s damage before sending it for repair work. The third party’s insurance firm has two functioning days to carry out the pre-repair assessment after you have actually contacted them. You can not start your vehicle’s repair process till the pre-repair inspection is total, or till the third party insurance provider has waived the right to the examination. 3rd Party Insurance Claim Workshop Shipyard Crescent