3rd Party Insurance Claim Workshop Sungei Kadut Drive

third party accident insurance claim

3rd Party Insurance Claim Workshop Sungei Kadut Drive 3rd party insurance is one of the most basic type of insurance that all automobile proprietors in Singapore have to have. It covers the chauffeur’s liability in case his/her mistake in the mishap is confirmed, and covers the prices of third party physical injury and also property damage. You can find detailed info regarding 3rd party insurance in Singapore by visiting its specialized page on our website here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you need to accumulate information from other chauffeurs included in the crash, take photos of the occasion, then call an insurance firm to report the crash. The last action is to bring the auto to one of the insurance firm’s licensed repair work workshop for auto inspection– no issue if any kind of damages to the lorry has taken area or not.

Exactly how do I make a 3rd party insurance claim in Singapore?

Prior to making any kind of third party insurance claim in Singapore, or really anywhere in the globe, make sure that the third party’s mistake is confirmed by the authorities record. You can still send your auto for repair service even if the 3rd party’s liability has actually not yet been validated, but you will have to pay for the repairs upfront. The complying with mini-guide will show you step-by-step just how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent information

After the crash, exchange particulars of entailed parties consisting of:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll need this info for the record as well as to file a claim to the 3rd party’s insurance company

Step 2: Photograph everything

Collect as numerous pieces of proof as feasible to support your claim. Take pictures of your car’s damages, other vehicles involved in the crash, and also the crash surroundings. You may likewise take video footage and also attempt to get witness testimonies.

Step 3: Report the mishap to your insurer

Even mishaps with minor or no auto damage, or circumstances where you want to settle without making a third party insurance claim, have to be reported. You can likewise report a crash in one of the insurance provider’s Approved Reporting Centers.

Not reporting the mishap might lead to:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurer declining/ terminating your plan renewal.
  • The insurer rejecting to reimburse your claim on the grounds that you have breached a policy problem by failing to report the mishap. That implies you would certainly need to pay out of pocket for your own automobile fixing costs and also any added 3rd party claims.

Tip 4: Arrange with the third party’s insurance company for pre-repair inspection

Contact the third party’s insurance company and allow them check your vehicle’s damages before sending it for fixing. You can not start your vehicle’s repair work procedure till the pre-repair assessment is total, or till the third party insurance provider has waived the right to the examination.

Relying on whether the mistake of the other chauffeur is currently verified or not, you might select two different choices for filling the claim

If the other motorist’s fault is established, you can bring your cars and truck to the third party insurance company’s Approved Reporting Center/ Authorized Workshop and make the needed repair services there.

If the liability for the mishap has not yet been confirmed, you can ask your own insurance company’s APR to assist you liaise with the 3rd party insurance provider in your name.

Tip 5: Proceed with the repair and also claim

After the evaluation is finished, and also you have actually obtained a repair service estimate price, you can proceed with the repair work. {Most likely you would have to resolve upfront the fee for the repairs with the workshop directly if the third party’s obligation has actually not been validated yet.|Most most likely you would have to clear up upfront the charge for the repair services with the workshop straight if the third party’s obligation has not been confirmed.|If the third party’s responsibility has actually not been verified yet, most likely you would have to settle in advance the cost for the repair work with the workshop straight.

Nevertheless, if you have a cops record that clearly specifies the various other driver’s fault in the mishap, and that you agreed with the third party’s insurance provider on the repair service expenses as well as compensation, you might proceed with the fixings without the demand to pay upfront. The workshop will send your claim against the third party’s insurance for you, thinking all records are in location.

Suppose I have a dispute with the 3rd party insurance company?

In case you experience a disagreement when submitting a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to provide the FIDReC with all info relevant to your issue, including: your name, contact numbers, the specifics of your issue, and all supporting records (e.g. communication with the 3rd party insurance provider or cops report).

Before making any third party insurance claim in Singapore, or in fact anywhere in the globe, make sure that the third party’s fault is verified by the police record. Also crashes with small or no cars and truck damage, or scenarios where you desire to settle without making a third party insurance claim, must be reported. Call the third party’s insurance company and also let them evaluate your automobile’s damage before sending it for fixing. The third party’s insurance provider has two working days to perform the pre-repair evaluation after you have contacted them. You can not start your car’s repair service process till the pre-repair inspection is total, or up until the third party insurance company has waived the right to the investigation. 3rd Party Insurance Claim Workshop Sungei Kadut Drive