3rd Party Insurance Claim Workshop Sunset Square

third party accident insurance claim

3rd Party Insurance Claim Workshop Sunset Square Third party insurance is the most fundamental kind of insurance that all car proprietors in Singapore must have. It covers the chauffeur’s liability in case his/her mistake in the accident is validated, as well as covers the costs of 3rd party bodily injury as well as residential or commercial property damage. You can find comprehensive info concerning 3rd party insurance in Singapore by visiting its devoted page on our internet site below.

What is the Motor Claims Framework (MCF)?

When reporting motor crashes in Singapore, the MCF is a collection of procedures that vehicle drivers should comply with. Essentially, after a collision, you need to accumulate details from various other motorists involved in the crash, take photographs of the occasion, after that call an insurance firm to report the mishap. The last step is to bring the vehicle to one of the insurance company’s authorized repair workshop for cars and truck inspection– despite if any type of damage to the vehicle has actually happened or otherwise. The MCF likewise indicates that all mishaps need to be reported, and also by not following those guidelines, you risk being fined. To figure out more about the MCF, go here to see an infographic about this plan.

How do I make a 3rd party insurance claim in Singapore?

Before making any 3rd party insurance claim in Singapore, or in fact throughout the globe, make sure that the 3rd party’s fault is verified by the authorities report. You can still send your automobile for fixing even if the 3rd party’s liability has actually not yet been confirmed, but you will certainly have to spend for the repair services ahead of time. The adhering to mini-guide will show you detailed how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent information

After the crash, exchange details of entailed events including:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll require this information for the report and to sue to the third party’s insurance firm

Step 2: Photograph every little thing

Accumulate as many items of evidence as feasible to sustain your claim. Take photos of your car’s damages, other automobiles associated with the mishap, and also the accident environments. You may likewise take video clip footage as well as try to get witness statements.

Action 3: Report the crash to your insurance company

Even accidents with minor or no car damages, or circumstances where you want to work out without making a third party insurance claim, have to be reported. You can additionally report a mishap in one of the insurer’s Approved Reporting Centers.

Not reporting the crash may lead to:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurer declining/ terminating your policy renewal.
  • The insurance firm refusing to repay your claim because you have actually breached a plan condition by stopping working to report the crash. That implies you would certainly have to pay out of pocket for your own auto repair work costs as well as any type of extra third party cases.

Step 4: Arrange with the third party’s insurance firm for pre-repair inspection

Get in touch with the third party’s insurer and also let them inspect your car’s damage prior to sending it for repair. The third party’s insurance firm has 2 working days to execute the pre-repair assessment after you have actually called them. You can not begin your auto’s repair service procedure till the pre-repair examination is total, or up until the third party insurance firm has actually forgoed the right to the examination. Find out more regarding pre-repair examination requirements right here.

Relying on whether the fault of the various other chauffeur is already confirmed or not, you may pick 2 different options for filling the claim

If the various other chauffeur’s fault is established, you can bring your car to the third party insurance company’s Approved Reporting Center/ Authorized Workshop and also make the required repair services there.

If the responsibility for the mishap has actually not yet been confirmed, you can ask your own insurance company’s APR to aid you liaise with the third party insurance firm in your name.

Tip 5: Proceed with the repair service as well as claim

After the evaluation is finished, and also you have actually obtained a repair service estimate price, you can wage the repairs. {Probably you would have to resolve in advance the cost for the repair services with the workshop directly if the 3rd party’s obligation has not been validated yet.|Most likely you would have to settle upfront the charge for the repair work with the workshop straight if the third party’s obligation has actually not been confirmed.|If the third party’s responsibility has actually not been confirmed yet, most likely you would have to work out in advance the charge for the fixings with the workshop straight.

Nevertheless, if you have a cops report that clearly states the other vehicle driver’s fault in the crash, and that you agreed with the third party’s insurance firm on the repair work costs and also settlement, you may wage the repair work without the requirement to pay upfront. The workshop will certainly submit your claim versus the 3rd party’s insurance for you, presuming all documents are in area.

What if I have a disagreement with the 3rd party insurance firm?

In case you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please bear in mind to supply the FIDReC with all information appropriate to your problem, including: your name, contact numbers, the specifics of your issue, and all supporting records (e.g. correspondence with the 3rd party insurance company or cops record).

Before making any third party insurance claim in Singapore, or in fact anywhere in the world, make sure that the third party’s mistake is confirmed by the police record. Also accidents with small or no car damage, or scenarios where you want to clear up without making a third party insurance claim, should be reported. Call the third party’s insurer as well as allow them check your automobile’s damage before sending it for fixing. The third party’s insurance provider has 2 functioning days to do the pre-repair assessment after you have actually contacted them. You can not start your auto’s repair service process till the pre-repair examination is full, or till the third party insurance provider has forgoed the right to the examination. 3rd Party Insurance Claim Workshop Sunset Square