3rd Party Insurance Claim Workshop Surin Avenue

third party accident insurance claim

3rd Party Insurance Claim Workshop Surin Avenue Third party insurance is the most standard type of insurance that all vehicle owners in Singapore must have. It covers the driver’s liability in case his/her fault in the accident is verified, as well as covers the costs of 3rd party physical injury as well as residential or commercial property damages. You can locate detailed details concerning third party insurance in Singapore by seeing its dedicated web page on our site below.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you should collect information from various other drivers included in the mishap, take photos of the event, after that call an insurance company to report the crash. The last step is to bring the cars and truck to one of the insurer’s licensed repair service workshop for automobile inspection– no issue if any damages to the lorry has taken place or not.

Just how do I make a third party insurance claim in Singapore?

Before making any kind of third party insurance claim in Singapore, or in fact anywhere in the globe, make sure that the 3rd party’s fault is verified by the authorities record. You can still send your auto for fixing even if the 3rd party’s responsibility has actually not yet been validated, yet you will certainly have to pay for the fixings in advance. The complying with mini-guide will certainly reveal you detailed how to make a third party insurance claim in Singapore:

Action 1: Obtain all relevant information

After the crash, exchange particulars of entailed parties including:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll require this details for the report and also to file a claim to the third party’s insurance provider

Action 2: Photograph everything

Gather as lots of items of evidence as possible to support your claim. Take pictures of your cars and truck’s damages, various other automobiles associated with the mishap, and also the crash surroundings. You may additionally take video footage and try to get witness statements.

Step 3: Report the mishap to your insurer

In Singapore, you are legally required to report ALL motor mishaps within 24 hours of its occurrence or the following working day. Also mishaps with small or no cars and truck damage, or situations where you want to work out without making a third party insurance claim, should be reported. Call your insurance company to send you a towing vehicle if required, and also ask any further inquiries you may have. There’s no reason for not reporting an auto accident, as it is currently necessary for every single electric motor insurer in Singapore to have a 24 hours hotline offered. You can additionally report a crash in among the insurance firm’s Approved Reporting Centers.

Not reporting the crash may result in:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance provider decreasing/ terminating your policy renewal.
  • The insurance provider refusing to repay your claim because you have breached a policy condition by falling short to report the crash. That indicates you would need to pay out of pocket for your very own car repair costs and any kind of extra 3rd party claims.

Tip 4: Arrange with the 3rd party’s insurance company for pre-repair assessment

Call the 3rd party’s insurer and let them inspect your vehicle’s damages before sending it for repair work. The 3rd party’s insurance company has 2 working days to do the pre-repair inspection after you have actually called them. You can not begin your automobile’s repair service process up until the pre-repair examination is complete, or until the 3rd party insurer has actually waived the right to the investigation. Find out more about pre-repair assessment demands right here.

Relying on whether the fault of the various other driver is already validated or otherwise, you may pick two various alternatives for filling up the claim

If the various other motorist’s fault is developed, you can bring your car to the third party insurance company’s Approved Reporting Center/ Authorized Workshop and also make the required fixings there.

If the responsibility for the accident has not yet been confirmed, you can ask your own insurer’s APR to aid you liaise with the third party insurance company in your name.

Tip 5: Proceed with the repair service and also claim

After the assessment is completed, as well as you have received a repair quote price, you can wage the repairs. {Probably you would need to resolve ahead of time the fee for the fixings with the workshop straight if the third party’s responsibility has actually not been confirmed yet.|Most likely you would certainly have to clear up ahead of time the fee for the repair work with the workshop directly if the third party’s responsibility has not been verified.|If the third party’s liability has not been validated yet, most most likely you would have to clear up in advance the cost for the repair services with the workshop straight.

However, if you have a police report that clearly specifies the other chauffeur’s mistake in the mishap, which you agreed with the 3rd party’s insurance firm on the fixing prices as well as payment, you might wage the repair work without the need to pay upfront. The workshop will certainly send your claim versus the third party’s insurance for you, thinking all papers are in location.

What happens if I have a disagreement with the third party insurance company?

In case you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all info appropriate to your grievance, including: your name, contact numbers, the specifics of your grievance, and all supporting files (e.g. document with the 3rd party insurance company or authorities record).

Prior to making any type of third party insurance claim in Singapore, or really anywhere in the world, make certain that the third party’s fault is verified by the police record. Even accidents with small or no auto damage, or scenarios where you desire to clear up without making a third party insurance claim, have to be reported. Call the third party’s insurance provider as well as let them check your car’s damage before sending it for fixing. The third party’s insurer has two functioning days to carry out the pre-repair inspection after you have contacted them. You can not start your vehicle’s repair process until the pre-repair assessment is full, or up until the third party insurance provider has actually forgoed the right to the examination. 3rd Party Insurance Claim Workshop Surin Avenue