3rd Party Insurance Claim Workshop Tampines Avenue 4

third party accident insurance claim

3rd Party Insurance Claim Workshop Tampines Avenue 4 3rd party insurance is one of the most standard type of insurance that all car owners in Singapore need to possess. It covers the driver’s liability on the occasion that his/her fault in the accident is confirmed, as well as covers the expenses of 3rd party bodily injury and residential or commercial property damage. You can locate in-depth details about third party insurance in Singapore by seeing its devoted page on our web site right here.

What is the Motor Claims Framework (MCF)?

When reporting motor crashes in Singapore, the MCF is a set of treatments that chauffeurs should follow. Basically, after an accident, you should accumulate information from various other chauffeurs involved in the crash, take pictures of the occasion, then call an insurance company to report the crash. The last action is to bring the vehicle to among the insurer’s accredited fixing workshop for auto examination– no matter if any damages to the vehicle has actually taken place or otherwise. The MCF additionally indicates that all mishaps need to be reported, as well as by not abiding by those guidelines, you take the chance of being fined. To learn even more about the MCF, click here to watch an infographic about this system.

Exactly how do I make a third party insurance claim in Singapore?

Prior to making any kind of third party insurance claim in Singapore, or actually throughout the world, ensure that the 3rd party’s mistake is validated by the authorities record. You can still send your car for repair even if the third party’s responsibility has actually not yet been confirmed, however you will need to pay for the repair services ahead of time. The adhering to mini-guide will reveal you step-by-step exactly how to make a 3rd party insurance claim in Singapore:

Step 1: Obtain all pertinent info

After the crash, exchange details of included parties including:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and the plan number
  6. You’ll require this details for the record and to file a claim to the third party’s insurance provider

Action 2: Photograph whatever

Gather as numerous pieces of evidence as feasible to sustain your claim. Take photographs of your car’s damage, various other vehicles associated with the mishap, and the accident surroundings. You might additionally take video clip footage and attempt to obtain witness testimonies.

Action 3: Report the accident to your insurer

In Singapore, you are lawfully obliged to report ALL motor mishaps within 24 hrs of its occurrence or the next functioning day. Also accidents with minor or no automobile damages, or circumstances where you want to clear up without making a third party insurance claim, should be reported. Call your insurer to send you a pulling vehicle if necessary, as well as ask any kind of more inquiries you might have. There’s no excuse for not reporting a car crash, as it is currently necessary for every electric motor insurer in Singapore to have a 24 hrs hotline readily available. You can also report an accident in one of the insurer’s Approved Reporting Centers.

Not reporting the accident might cause:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance provider decreasing/ cancelling your policy revival.
  • The insurer declining to compensate your claim because you have actually breached a policy condition by stopping working to report the crash. That means you would certainly have to pay out of pocket for your very own vehicle repair service costs and any kind of additional third party cases.

Tip 4: Arrange with the third party’s insurance firm for pre-repair evaluation

Get in touch with the third party’s insurance company as well as let them check your auto’s damages prior to sending it for fixing. The third party’s insurer has two functioning days to do the pre-repair evaluation after you have actually contacted them. You can not begin your vehicle’s repair procedure up until the pre-repair evaluation is complete, or up until the 3rd party insurer has waived the right to the investigation. Find out more regarding pre-repair inspection requirements right here.

Relying on whether the mistake of the other motorist is currently verified or otherwise, you may pick two different alternatives for filling up the claim

If the various other vehicle driver’s mistake is established, you can bring your automobile to the third party insurer’s Approved Reporting Center/ Authorized Workshop as well as make the required repair work there.

If the responsibility for the crash has not yet been confirmed, you can ask your very own insurance firm’s APR to aid you liaise with the 3rd party insurance provider in your name.

Tip 5: Proceed with the fixing as well as claim

After the evaluation is completed, and also you have actually received a repair quote cost, you can proceed with the repairs. {More than likely you would need to work out in advance the charge for the fixings with the workshop straight if the third party’s liability has actually not been validated yet.|Most most likely you would certainly have to settle upfront the cost for the repair services with the workshop straight if the third party’s obligation has not been confirmed.|If the third party’s liability has actually not been confirmed yet, most likely you would have to resolve upfront the charge for the repairs with the workshop straight.

However, if you have an authorities record that plainly mentions the various other vehicle driver’s fault in the crash, which you agreed with the 3rd party’s insurance company on the repair costs as well as compensation, you might wage the repairs without the requirement to pay upfront. The workshop will submit your claim against the third party’s insurance for you, presuming all documents are in area.

What happens if I have a disagreement with the third party insurer?

In case you experience a conflict when submitting a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to supply the FIDReC with all info pertinent to your issue, including: your name, call numbers, the specifics of your grievance, and all supporting records (e.g. correspondence with the 3rd party insurer or police report).

Prior to making any kind of third party insurance claim in Singapore, or in fact anywhere in the world, make sure that the third party’s mistake is confirmed by the authorities record. Even mishaps with small or no automobile damage, or scenarios where you desire to settle without making a third party insurance claim, should be reported. Get in touch with the third party’s insurance company as well as let them evaluate your car’s damage before sending it for repair work. The third party’s insurance provider has 2 functioning days to perform the pre-repair inspection after you have called them. You can not start your auto’s repair work process until the pre-repair examination is full, or up until the third party insurance firm has waived the right to the examination. 3rd Party Insurance Claim Workshop Tampines Avenue 4