3rd Party Insurance Claim Workshop Tampines North Drive 2

third party accident insurance claim

3rd Party Insurance Claim Workshop Tampines North Drive 2 Third party insurance is one of the most fundamental kind of insurance that all car owners in Singapore have to have. It covers the motorist’s responsibility in the event that his/her fault in the mishap is validated, and covers the costs of 3rd party bodily injury as well as home damage. You can find detailed information regarding third party insurance in Singapore by seeing its devoted web page on our web site right here.

What is the Motor Claims Framework (MCF)?

The MCF is a collection of procedures that chauffeurs should comply with when reporting electric motor crashes in Singapore. Essentially, after an accident, you should accumulate information from other motorists involved in the mishap, take pictures of the occasion, then call an insurer to report the accident. The last action is to bring the automobile to one of the insurance company’s licensed fixing workshop for cars and truck examination– regardless of if any damage to the vehicle has occurred or not. The MCF additionally suggests that all mishaps need to be reported, and by not complying with those rules, you take the chance of being fined. To figure out even more concerning the MCF, click here to view an infographic concerning this plan.

Exactly how do I make a 3rd party insurance claim in Singapore?

Before making any kind of third party insurance claim in Singapore, or really anywhere in the globe, ensure that the 3rd party’s fault is validated by the police report. You can still send your vehicle for fixing even if the 3rd party’s responsibility has not yet been confirmed, but you will certainly have to spend for the repairs ahead of time. The following mini-guide will show you step-by-step exactly how to make a third party insurance claim in Singapore:

Step 1: Obtain all relevant information

After the crash, exchange particulars of entailed parties including:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the plan number
  6. You’ll require this details for the record and also to sue to the third party’s insurance provider

Step 2: Photograph everything

Gather as many items of proof as feasible to sustain your claim. Take pictures of your auto’s damages, other cars associated with the crash, and also the accident surroundings. You may additionally take video footage and also try to get witness testimonies.

Action 3: Report the mishap to your insurance provider

Even mishaps with minor or no auto damages, or circumstances where you desire to settle without making a third party insurance claim, need to be reported. You can additionally report an accident in one of the insurance provider’s Approved Reporting Centers.

Not reporting the accident may lead to:

  • Loss of your No Claims Discount upon your plan’s revival time.
  • The insurance provider decreasing/ cancelling your plan revival.
  • The insurance provider declining to compensate your claim because you have actually breached a policy problem by stopping working to report the accident. That suggests you would certainly need to pay of pocket for your very own auto repair service costs as well as any kind of extra third party insurance claims.

Tip 4: Arrange with the 3rd party’s insurer for pre-repair inspection

Contact the third party’s insurer and also let them check your car’s damage before sending it for fixing. The 3rd party’s insurance company has 2 working days to execute the pre-repair assessment after you have actually contacted them. You can not begin your car’s repair service process till the pre-repair inspection is complete, or up until the third party insurer has actually forgoed the right to the examination. Find out more concerning pre-repair evaluation requirements below.

Depending upon whether the fault of the various other driver is already verified or otherwise, you may choose two different choices for filling the claim

If the other motorist’s mistake is established, you can bring your vehicle to the 3rd party insurer’s Approved Reporting Center/ Authorized Workshop and make the essential repairs there.

If the liability for the mishap has not yet been confirmed, you can ask your very own insurer’s APR to aid you liaise with the third party insurance company in your name.

Tip 5: Proceed with the repair and claim

After the assessment is ended up, and you have received a repair work price quote cost, you can wage the repairs. {Probably you would certainly have to resolve ahead of time the cost for the repairs with the workshop directly if the third party’s responsibility has not been verified yet.|Most most likely you would have to work out upfront the cost for the fixings with the workshop directly if the third party’s liability has not been verified.|If the third party’s liability has actually not been validated yet, most likely you would certainly have to work out upfront the cost for the repair work with the workshop straight.

However, if you have an authorities report that clearly states the various other vehicle driver’s mistake in the crash, which you agreed with the third party’s insurance company on the fixing expenses and payment, you may proceed with the fixings without the need to pay upfront. The workshop will submit your claim against the 3rd party’s insurance for you, assuming all documents are in area.

What happens if I have a disagreement with the 3rd party insurance company?

In case you experience a disagreement when submitting a 3rd party insurance claim in Singapore, you can call Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all info relevant to your complaint, including: your name, call numbers, the specifics of your grievance, and all supporting documents (e.g. communication with the 3rd party insurer or police record).

Prior to making any third party insurance claim in Singapore, or really anywhere in the globe, make certain that the third party’s mistake is validated by the police record. Even crashes with small or no car damage, or circumstances where you want to work out without making a third party insurance claim, need to be reported. Get in touch with the third party’s insurance provider as well as allow them evaluate your auto’s damages before sending it for repair service. The third party’s insurer has two working days to perform the pre-repair inspection after you have actually contacted them. You can not start your car’s repair work procedure up until the pre-repair examination is complete, or up until the third party insurance firm has forgoed the right to the investigation. 3rd Party Insurance Claim Workshop Tampines North Drive 2