3rd Party Insurance Claim Workshop Tuas Avenue 9

third party accident insurance claim

3rd Party Insurance Claim Workshop Tuas Avenue 9 Third party insurance is the most fundamental type of insurance that all automobile owners in Singapore need to possess. It covers the vehicle driver’s responsibility in case his/her mistake in the crash is validated, as well as covers the prices of third party bodily injury and home damages. You can discover comprehensive info about third party insurance in Singapore by seeing its dedicated page on our internet site here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you need to accumulate details from various other vehicle drivers involved in the crash, take photos of the event, then call an insurance firm to report the crash. The last step is to bring the auto to one of the insurance provider’s accredited repair work workshop for car assessment– no matter if any damages to the automobile has taken location or not.

How do I make a third party insurance claim in Singapore?

Before making any kind of 3rd party insurance claim in Singapore, or actually throughout the world, make certain that the 3rd party’s mistake is verified by the authorities record. You can still send your vehicle for fixing even if the 3rd party’s responsibility has not yet been confirmed, yet you will need to pay for the repairs ahead of time. The adhering to mini-guide will reveal you step-by-step how to make a third party insurance claim in Singapore:

Step 1: Obtain all pertinent info

After the accident, exchange particulars of involved celebrations consisting of:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll need this information for the record and also to file a claim to the 3rd party’s insurance firm

Step 2: Photograph whatever

Collect as several pieces of evidence as possible to sustain your claim. Take photographs of your automobile’s damage, other lorries associated with the mishap, and also the crash surroundings. You may likewise take video footage and also attempt to obtain witness statements.

Action 3: Report the accident to your insurer

In Singapore, you are legally required to report ALL electric motor crashes within 24 hours of its occurrence or the following working day. Also mishaps with small or no vehicle damage, or circumstances where you want to work out without making a third party insurance claim, should be reported. Call your insurance firm to send you a towing vehicle if necessary, and also ask any type of additional inquiries you may have. There’s no excuse for not reporting an auto accident, as it is now required for each electric motor insurer in Singapore to have a 24 hrs hotline available. You can likewise report a crash in among the insurer’s Approved Reporting Centers.

Not reporting the accident might cause:

  • Loss of your No Claims Discount upon your plan’s revival time.
  • The insurance firm declining/ cancelling your plan renewal.
  • The insurance company rejecting to repay your claim on the grounds that you have breached a policy problem by failing to report the accident. That indicates you would certainly have to pay of pocket for your very own car repair expenditures and also any type of extra 3rd party cases.

Tip 4: Arrange with the 3rd party’s insurer for pre-repair examination

Get in touch with the third party’s insurance provider and also let them check your car’s damages before sending it for repair work. You can not begin your car’s repair work process till the pre-repair evaluation is full, or till the third party insurance company has forgoed the right to the examination.

Depending on whether the mistake of the other vehicle driver is already validated or otherwise, you might select two various options for filling the claim

If the other vehicle driver’s mistake is developed, you can bring your cars and truck to the 3rd party insurer’s Approved Reporting Center/ Authorized Workshop and make the necessary fixings there.

You can ask your own insurer’s APR to aid you communicate with the third party insurance provider in your name if the liability for the crash has not yet been validated.

Tip 5: Proceed with the repair service and claim

After the assessment is finished, and you have gotten a repair work price quote cost, you can proceed with the repairs. {More than likely you would certainly have to settle ahead of time the fee for the fixings with the workshop directly if the third party’s responsibility has not been confirmed yet.|Most likely you would have to clear up ahead of time the cost for the fixings with the workshop straight if the third party’s responsibility has actually not been confirmed.|If the third party’s obligation has not been confirmed yet, most most likely you would have to settle ahead of time the cost for the fixings with the workshop straight.

Nonetheless, if you have a police report that plainly mentions the various other vehicle driver’s mistake in the mishap, which you agreed with the 3rd party’s insurance provider on the repair service prices and also settlement, you might proceed with the repairs without the requirement to pay upfront. The workshop will certainly send your claim versus the third party’s insurance for you, thinking all files remain in place.

What if I have a dispute with the 3rd party insurer?

In case you experience a dispute when submitting a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please bear in mind to give the FIDReC with all details appropriate to your issue, consisting of: your name, call numbers, the specifics of your complaint, and all sustaining documents (e.g. communication with the 3rd party insurer or cops record).

Prior to making any third party insurance claim in Singapore, or in fact anywhere in the globe, make sure that the third party’s mistake is validated by the authorities record. Even crashes with small or no vehicle damages, or scenarios where you want to work out without making a third party insurance claim, must be reported. Contact the third party’s insurer and also allow them check your automobile’s damage before sending it for repair. The third party’s insurance company has two functioning days to perform the pre-repair examination after you have contacted them. You can not start your cars and truck’s repair process till the pre-repair evaluation is total, or till the third party insurance firm has actually waived the right to the examination. 3rd Party Insurance Claim Workshop Tuas Avenue 9