3rd Party Insurance Claim Workshop Ubi Road 1

third party accident insurance claim

3rd Party Insurance Claim Workshop Ubi Road 1 3rd party insurance is one of the most basic type of insurance that all car proprietors in Singapore should possess. It covers the vehicle driver’s obligation in the event that his/her fault in the accident is verified, as well as covers the prices of third party physical injury and also residential property damages. You can find comprehensive details regarding third party insurance in Singapore by seeing its devoted web page on our web site here.

What is the Motor Claims Framework (MCF)?

The MCF is a collection of treatments that drivers need to follow when reporting motor mishaps in Singapore. In a nutshell, after a collision, you must accumulate details from various other chauffeurs associated with the crash, take photographs of the occasion, after that call an insurance firm to report the crash. The last step is to bring the vehicle to among the insurer’s authorized repair work workshop for cars and truck assessment– regardless of if any type of damages to the automobile has occurred or otherwise. The MCF also implies that all mishaps need to be reported, and by not following those regulations, you risk being fined. To figure out even more about the MCF, click here to see an infographic concerning this system.

Just how do I make a third party insurance claim in Singapore?

Prior to making any type of 3rd party insurance claim in Singapore, or actually throughout the globe, make sure that the 3rd party’s mistake is confirmed by the authorities report. You can still send your car for repair even if the third party’s liability has not yet been verified, however you will certainly have to spend for the repair work ahead of time. The adhering to mini-guide will certainly reveal you detailed how to make a 3rd party insurance claim in Singapore:

Step 1: Obtain all relevant details

After the mishap, exchange particulars of entailed celebrations including:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and the plan number
  6. You’ll require this info for the record as well as to file a claim to the 3rd party’s insurance company

Step 2: Photograph everything

Gather as many items of evidence as feasible to support your claim. Take photographs of your automobile’s damage, various other vehicles involved in the mishap, and also the accident environments. You might also take video footage as well as attempt to acquire witness statements.

Action 3: Report the accident to your insurance company

In Singapore, you are legally obliged to report ALL electric motor accidents within 24 hrs of its incident or the next functioning day. Even accidents with small or no vehicle damage, or scenarios where you want to work out without making a third party insurance claim, should be reported. Call your insurance provider to send you a hauling truck if needed, as well as ask any type of more concerns you might have. There’s no justification for not reporting a car crash, as it is now necessary for every single electric motor insurer in Singapore to have a 24 hrs hotline offered. You can additionally report a crash in among the insurance firm’s Approved Reporting Centers.

Not reporting the crash may result in:

  • Loss of your No Claims Discount upon your plan’s renewal time.
  • The insurance company decreasing/ terminating your plan renewal.
  • The insurance firm declining to repay your claim because you have actually breached a plan problem by failing to report the crash. That implies you would have to pay of pocket for your own automobile fixing costs and any kind of additional 3rd party insurance claims.

Tip 4: Arrange with the 3rd party’s insurance firm for pre-repair evaluation

Call the 3rd party’s insurance company as well as let them evaluate your car’s damage before sending it for repair work. The third party’s insurer has 2 functioning days to carry out the pre-repair assessment after you have called them. You can not begin your automobile’s fixing process until the pre-repair examination is total, or till the third party insurance provider has forgoed the right to the investigation. Find out more regarding pre-repair examination needs right here.

Depending on whether the mistake of the other driver is already confirmed or not, you might select 2 different choices for filling the claim

You can bring your vehicle to the third party insurer’s Approved Reporting Center/ Authorized Workshop and also make the necessary repair work there if the other motorist’s fault is developed.

You can ask your own insurance firm’s APR to help you liaise with the third party insurance provider in your name if the obligation for the mishap has actually not yet been validated.

Step 5: Proceed with the repair work and claim

After the inspection is finished, and also you have actually obtained a repair work price quote price, you can proceed with the repair work. {Probably you would certainly have to clear up in advance the fee for the fixings with the workshop directly if the 3rd party’s responsibility has not been validated yet.|Most likely you would certainly have to work out upfront the cost for the repair work with the workshop straight if the third party’s liability has not been confirmed.|If the third party’s liability has not been verified yet, most most likely you would certainly have to resolve upfront the charge for the repair work with the workshop directly.

If you have a police record that plainly specifies the other vehicle driver’s fault in the crash, as well as that you concurred with the third party’s insurer on the repair service costs and settlement, you may continue with the fixings without the need to pay upfront. The workshop will certainly submit your claim versus the third party’s insurance for you, assuming all documents remain in area.

What if I have a disagreement with the 3rd party insurance company?

In case you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to provide the FIDReC with all details appropriate to your issue, including: your name, contact numbers, the specifics of your issue, and all sustaining papers (e.g. correspondence with the 3rd party insurance company or cops report).

Prior to making any type of third party insurance claim in Singapore, or actually anywhere in the world, make sure that the third party’s fault is validated by the cops report. Also mishaps with small or no car damages, or scenarios where you want to work out without making a third party insurance claim, need to be reported. Contact the third party’s insurer and let them evaluate your vehicle’s damages prior to sending it for repair. The third party’s insurance firm has 2 working days to perform the pre-repair inspection after you have contacted them. You can not begin your auto’s repair procedure till the pre-repair assessment is total, or up until the third party insurance firm has waived the right to the examination. 3rd Party Insurance Claim Workshop Ubi Road 1