3rd Party Insurance Claim Workshop Ubi Road 2

third party accident insurance claim

3rd Party Insurance Claim Workshop Ubi Road 2 3rd party insurance is the most standard type of insurance that all vehicle owners in Singapore have to have. It covers the vehicle driver’s liability on the occasion that his/her fault in the crash is validated, as well as covers the costs of 3rd party bodily injury and home damage. You can find thorough details regarding third party insurance in Singapore by seeing its dedicated page on our site here.

What is the Motor Claims Framework (MCF)?

The MCF is a collection of treatments that motorists must adhere to when reporting motor mishaps in Singapore. Basically, after a crash, you should collect information from other chauffeurs involved in the crash, take photos of the event, then call an insurance company to report the mishap. The last step is to bring the car to one of the insurance provider’s accredited fixing workshop for vehicle examination– no matter if any type of damage to the vehicle has occurred or not. The MCF also suggests that all mishaps must be reported, and also by not following those rules, you run the risk of being fined. To figure out more about the MCF, visit this site to watch an infographic regarding this plan.

Just how do I make a 3rd party insurance claim in Singapore?

Before making any kind of 3rd party insurance claim in Singapore, or actually throughout the world, ensure that the 3rd party’s mistake is confirmed by the police record. You can still send your auto for fixing even if the 3rd party’s responsibility has not yet been validated, but you will certainly need to spend for the fixings ahead of time. The following mini-guide will reveal you step-by-step just how to make a third party insurance claim in Singapore:

Step 1: Obtain all appropriate info

After the mishap, exchange details of involved events including:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the plan number
  6. You’ll need this info for the report and to sue to the 3rd party’s insurance company

Action 2: Photograph every little thing

Accumulate as lots of items of evidence as possible to support your claim. Take pictures of your car’s damages, various other automobiles associated with the crash, and also the crash environments. You might likewise take video clip footage as well as attempt to obtain witness statements.

Action 3: Report the crash to your insurer

Even accidents with minor or no auto damage, or situations where you want to resolve without making a third party insurance claim, should be reported. You can likewise report a mishap in one of the insurance provider’s Approved Reporting Centers.

Not reporting the accident might lead to:

  • Loss of your No Claims Discount upon your policy’s renewal time.
  • The insurance firm declining/ cancelling your policy renewal.
  • The insurance company declining to compensate your claim because you have breached a plan condition by stopping working to report the accident. That indicates you would certainly need to pay out of pocket for your own cars and truck fixing expenses and also any extra third party insurance claims.

Tip 4: Arrange with the 3rd party’s insurance provider for pre-repair inspection

Contact the third party’s insurance firm as well as allow them inspect your cars and truck’s damage prior to sending it for repair. You can not start your cars and truck’s fixing process until the pre-repair assessment is complete, or up until the third party insurance company has actually waived the right to the examination.

Depending on whether the fault of the other driver is already confirmed or otherwise, you might choose 2 various options for filling up the claim

You can bring your cars and truck to the third party insurer’s Approved Reporting Center/ Authorized Workshop and make the essential repairs there if the various other vehicle driver’s fault is developed.

If the obligation for the accident has actually not yet been confirmed, you can ask your very own insurance provider’s APR to assist you liaise with the 3rd party insurance provider in your name.

Tip 5: Proceed with the fixing as well as claim

After the evaluation is ended up, and also you have received a repair quote price, you can wage the fixings. {Probably you would certainly need to settle ahead of time the fee for the repairs with the workshop directly if the 3rd party’s liability has not been confirmed yet.|Most likely you would certainly have to resolve upfront the fee for the repairs with the workshop directly if the third party’s responsibility has not been validated.|If the third party’s liability has actually not been validated yet, most most likely you would certainly have to settle in advance the fee for the repairs with the workshop directly.

Nonetheless, if you have a cops report that clearly specifies the other motorist’s fault in the mishap, and that you agreed with the 3rd party’s insurer on the repair service prices as well as settlement, you may proceed with the repair services without the demand to pay upfront. The workshop will submit your claim against the 3rd party’s insurance for you, presuming all papers are in location.

What if I have a dispute with the 3rd party insurance company?

In the event that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can get in touch with Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all info relevant to your grievance, including: your name, get in touch with numbers, the specifics of your complaint, and all supporting files (e.g. document with the 3rd party insurance provider or authorities report).

Before making any kind of third party insurance claim in Singapore, or in fact anywhere in the world, make sure that the third party’s mistake is verified by the cops record. Also accidents with minor or no auto damage, or circumstances where you want to resolve without making a third party insurance claim, need to be reported. Call the third party’s insurance company and allow them inspect your automobile’s damage prior to sending it for repair. The third party’s insurance firm has two working days to execute the pre-repair examination after you have called them. You can not begin your car’s repair work procedure up until the pre-repair examination is complete, or till the third party insurance firm has actually forgoed the right to the investigation. 3rd Party Insurance Claim Workshop Ubi Road 2