3rd Party Insurance Claim Workshop Ubi Road 3

third party accident insurance claim

3rd Party Insurance Claim Workshop Ubi Road 3 Third party insurance is the most fundamental sort of insurance that all car owners in Singapore need to have. It covers the driver’s responsibility in the event that his/her mistake in the accident is verified, as well as covers the costs of 3rd party physical injury as well as residential or commercial property damage. You can find comprehensive details regarding third party insurance in Singapore by seeing its devoted web page on our website below.

What is the Motor Claims Framework (MCF)?

In a nutshell, after an accident, you should collect info from various other vehicle drivers included in the accident, take pictures of the occasion, after that call an insurer to report the mishap. The last action is to bring the cars and truck to one of the insurance provider’s licensed fixing workshop for auto examination– no matter if any type of damage to the car has actually taken area or not.

Just how do I make a 3rd party insurance claim in Singapore?

Before making any 3rd party insurance claim in Singapore, or really throughout the world, make sure that the third party’s mistake is verified by the police record. You can still send your cars and truck for fixing even if the third party’s obligation has actually not yet been verified, yet you will certainly need to pay for the repair services ahead of time. The following mini-guide will show you detailed how to make a third party insurance claim in Singapore:

Action 1: Obtain all relevant information

After the crash, exchange details of involved celebrations consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and the plan number
  6. You’ll require this info for the report and to file a claim to the third party’s insurer

Step 2: Photograph whatever

Accumulate as lots of pieces of evidence as possible to support your claim. Take pictures of your automobile’s damage, other vehicles associated with the mishap, and also the mishap environments. You may likewise take video footage and attempt to acquire witness testaments.

Action 3: Report the mishap to your insurance provider

Even mishaps with minor or no automobile damage, or situations where you want to work out without making a third party insurance claim, need to be reported. You can also report a crash in one of the insurer’s Approved Reporting Centers.

Not reporting the crash might result in:

  • Loss of your No Claims Discount upon your policy’s renewal time.
  • The insurance firm decreasing/ cancelling your plan renewal.
  • The insurance company refusing to reimburse your claim on the grounds that you have breached a policy problem by failing to report the mishap. That indicates you would need to pay of pocket for your own automobile repair service costs as well as any kind of additional 3rd party claims.

Tip 4: Arrange with the third party’s insurance provider for pre-repair inspection

Contact the third party’s insurance firm and also let them inspect your car’s damages before sending it for repair. The 3rd party’s insurance company has two working days to perform the pre-repair inspection after you have actually called them. You can not start your car’s repair process till the pre-repair examination is complete, or until the third party insurance provider has forgoed the right to the investigation. Find out more concerning pre-repair assessment requirements right here.

Relying on whether the fault of the various other motorist is currently validated or not, you may pick 2 different choices for filling up the claim

If the various other motorist’s fault is established, you can bring your automobile to the 3rd party insurer’s Approved Reporting Center/ Authorized Workshop and also make the necessary fixings there.

You can ask your very own insurer’s APR to assist you liaise with the third party insurance firm in your name if the liability for the mishap has actually not yet been confirmed.

Tip 5: Proceed with the repair and claim

After the examination is finished, as well as you have obtained a repair quote cost, you can proceed with the fixings. {Probably you would certainly have to work out upfront the fee for the repairs with the workshop directly if the third party’s obligation has actually not been validated yet.|Most most likely you would have to work out in advance the fee for the repair services with the workshop straight if the third party’s liability has not been verified.|If the third party’s responsibility has not been validated yet, most most likely you would certainly have to resolve in advance the fee for the repair services with the workshop straight.

However, if you have a cops record that clearly states the other vehicle driver’s fault in the mishap, and that you agreed with the 3rd party’s insurance provider on the fixing expenses and compensation, you might proceed with the repair services without the demand to pay upfront. The workshop will submit your claim against the third party’s insurance for you, thinking all files remain in place.

What if I have a dispute with the 3rd party insurance company?

In case you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can get in touch with Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all details pertinent to your problem, consisting of: your name, contact numbers, the specifics of your problem, and all supporting papers (e.g. communication with the 3rd party insurance provider or authorities report).

Prior to making any third party insurance claim in Singapore, or actually anywhere in the globe, make certain that the third party’s mistake is verified by the police report. Also crashes with small or no car damage, or situations where you desire to resolve without making a third party insurance claim, must be reported. Get in touch with the third party’s insurance firm and allow them check your car’s damages prior to sending it for fixing. The third party’s insurance provider has 2 functioning days to perform the pre-repair evaluation after you have contacted them. You can not start your automobile’s repair work procedure up until the pre-repair inspection is complete, or until the third party insurer has actually forgoed the right to the investigation. 3rd Party Insurance Claim Workshop Ubi Road 3