3rd Party Insurance Claim Workshop Wan Shih Road

third party accident insurance claim

3rd Party Insurance Claim Workshop Wan Shih Road Third party insurance is the most standard sort of insurance that all auto proprietors in Singapore must have. It covers the chauffeur’s obligation in the event that his/her fault in the crash is verified, and also covers the costs of third party bodily injury and also building damages. You can locate comprehensive information regarding third party insurance in Singapore by visiting its dedicated page on our internet site here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a crash, you need to accumulate info from other drivers entailed in the crash, take photographs of the occasion, then call an insurer to report the crash. The last step is to bring the vehicle to one of the insurer’s authorized repair workshop for automobile inspection– no issue if any type of damage to the car has actually taken place or not.

How do I make a third party insurance claim in Singapore?

Before making any type of third party insurance claim in Singapore, or really anywhere in the globe, make certain that the third party’s mistake is validated by the cops record. You can still send your automobile for repair even if the 3rd party’s liability has actually not yet been confirmed, but you will certainly have to pay for the repair services ahead of time. The adhering to mini-guide will reveal you detailed exactly how to make a third party insurance claim in Singapore:

Step 1: Obtain all appropriate info

After the crash, exchange details of entailed celebrations consisting of:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll need this information for the record as well as to sue to the 3rd party’s insurance provider

Step 2: Photograph every little thing

Gather as several items of proof as feasible to sustain your claim. Take photos of your cars and truck’s damages, other cars involved in the mishap, and also the crash surroundings. You might also take video clip footage as well as try to get witness statements.

Step 3: Report the crash to your insurer

In Singapore, you are lawfully required to report ALL motor crashes within 24 hours of its event or the next working day. Also accidents with minor or no auto damage, or scenarios where you want to clear up without making a 3rd party insurance claim, should be reported. Call your insurance provider to send you a towing vehicle if needed, and also ask any kind of more concerns you might have. There’s no reason for not reporting a car crash, as it is now necessary for each electric motor insurance company in Singapore to have a 24 hrs hotline offered. You can additionally report a mishap in among the insurance company’s Approved Reporting Centers.

Not reporting the mishap may cause:

  • Loss of your No Claims Discount upon your plan’s revival time.
  • The insurance provider decreasing/ terminating your policy revival.
  • The insurance provider declining to compensate your claim because you have breached a plan condition by stopping working to report the crash. That suggests you would certainly have to pay of pocket for your own vehicle repair service expenses and any added third party insurance claims.

Step 4: Arrange with the third party’s insurance provider for pre-repair assessment

Contact the third party’s insurance company and also let them examine your auto’s damages before sending it for repair service. The 3rd party’s insurance provider has 2 working days to do the pre-repair inspection after you have contacted them. You can not begin your cars and truck’s fixing process until the pre-repair inspection is total, or up until the 3rd party insurance provider has actually waived the right to the examination. Learn more concerning pre-repair evaluation demands right here.

Relying on whether the fault of the other chauffeur is currently validated or otherwise, you might choose 2 various options for filling the claim

You can bring your cars and truck to the third party insurance company’s Approved Reporting Center/ Authorized Workshop and also make the necessary repair work there if the other chauffeur’s mistake is established.

You can ask your very own insurance company’s APR to assist you liaise with the third party insurer in your name if the liability for the accident has not yet been confirmed.

Tip 5: Proceed with the repair work and also claim

After the examination is ended up, as well as you have obtained a fixing price quote cost, you can proceed with the repair work. {More than likely you would certainly have to work out upfront the fee for the repair work with the workshop straight if the third party’s liability has actually not been confirmed yet.|Most likely you would have to clear up in advance the fee for the fixings with the workshop directly if the third party’s obligation has actually not been validated.|If the third party’s responsibility has not been verified yet, most likely you would certainly have to clear up upfront the cost for the repairs with the workshop directly.

Nonetheless, if you have a cops report that plainly states the various other vehicle driver’s mistake in the mishap, and that you agreed with the third party’s insurer on the repair work costs as well as payment, you may wage the repair work without the demand to pay upfront. The workshop will send your claim against the third party’s insurance for you, presuming all files are in location.

What if I have a conflict with the third party insurance company?

On the occasion that you experience a conflict when filing a 3rd party insurance claim in Singapore, you can get in touch with Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to supply the FIDReC with all info relevant to your issue, including: your name, contact numbers, the specifics of your complaint, and all sustaining files (e.g. document with the 3rd party insurer or authorities record).

Prior to making any kind of third party insurance claim in Singapore, or really anywhere in the globe, make certain that the third party’s mistake is validated by the police record. Also crashes with small or no cars and truck damages, or circumstances where you want to clear up without making a third party insurance claim, have to be reported. Contact the third party’s insurance firm as well as allow them examine your vehicle’s damage before sending it for fixing. The third party’s insurance firm has 2 functioning days to execute the pre-repair evaluation after you have called them. You can not start your car’s repair procedure till the pre-repair assessment is total, or up until the third party insurance company has actually forgoed the right to the examination. 3rd Party Insurance Claim Workshop Wan Shih Road