3rd Party Insurance Claim Workshop West Coast Lane

third party accident insurance claim

3rd Party Insurance Claim Workshop West Coast Lane 3rd party insurance is one of the most fundamental sort of insurance that all car owners in Singapore must possess. It covers the vehicle driver’s obligation in case his/her mistake in the mishap is validated, as well as covers the costs of 3rd party physical injury as well as residential property damages. You can find in-depth details about third party insurance in Singapore by visiting its dedicated web page on our web site here.

What is the Motor Claims Framework (MCF)?

When reporting electric motor crashes in Singapore, the MCF is a collection of procedures that vehicle drivers must comply with. In short, after an accident, you should collect details from other vehicle drivers associated with the accident, take photographs of the occasion, after that call an insurance company to report the crash. The last step is to bring the vehicle to one of the insurance company’s authorized repair work workshop for automobile examination– no matter if any type of damage to the vehicle has taken place or otherwise. The MCF additionally implies that all mishaps must be reported, as well as by not complying with those rules, you run the risk of being fined. To learn even more regarding the MCF, go here to see an infographic about this plan.

How do I make a third party insurance claim in Singapore?

Prior to making any type of 3rd party insurance claim in Singapore, or really throughout the globe, make sure that the 3rd party’s fault is validated by the cops record. You can still send your car for repair work even if the third party’s obligation has actually not yet been verified, yet you will have to pay for the repair services in advance. The complying with mini-guide will show you detailed how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent info

After the crash, exchange details of included parties including:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer as well as the policy number
  6. You’ll need this info for the report and to sue to the 3rd party’s insurance company

Action 2: Photograph every little thing

Accumulate as lots of items of proof as feasible to sustain your claim. Take photographs of your car’s damage, other lorries involved in the crash, as well as the crash surroundings. You might additionally take video clip footage and also attempt to obtain witness testimonies.

Step 3: Report the crash to your insurer

In Singapore, you are lawfully required to report ALL electric motor crashes within 24 hours of its occurrence or the next functioning day. Even crashes with minor or no car damages, or situations where you wish to work out without making a 3rd party insurance claim, have to be reported. Call your insurance company to send you a hauling vehicle if necessary, and ask any additional questions you may have. There’s no justification for not reporting an auto accident, as it is currently required for every motor insurance company in Singapore to have a 24 hrs hotline readily available. You can also report an accident in one of the insurance firm’s Approved Reporting Centers.

Not reporting the mishap may lead to:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance firm decreasing/ terminating your policy revival.
  • The insurance provider declining to reimburse your claim because you have breached a policy problem by stopping working to report the crash. That means you would have to pay of pocket for your very own vehicle fixing expenses and any additional 3rd party claims.

Tip 4: Arrange with the 3rd party’s insurance provider for pre-repair evaluation

Call the third party’s insurer and also let them examine your auto’s damage prior to sending it for fixing. The third party’s insurance firm has 2 working days to do the pre-repair evaluation after you have contacted them. You can not begin your vehicle’s repair procedure till the pre-repair evaluation is full, or until the 3rd party insurance company has actually waived the right to the investigation. Discover more concerning pre-repair examination demands below.

Relying on whether the mistake of the various other vehicle driver is currently confirmed or otherwise, you might choose two different alternatives for loading the claim

If the various other chauffeur’s mistake is established, you can bring your cars and truck to the third party insurance company’s Approved Reporting Center/ Authorized Workshop and make the needed repair work there.

If the liability for the accident has actually not yet been validated, you can ask your very own insurer’s APR to aid you communicate with the 3rd party insurer in your name.

Step 5: Proceed with the repair service and also claim

After the examination is finished, and also you have gotten a fixing quote expense, you can proceed with the repair services. {More than likely you would certainly need to work out ahead of time the charge for the repair work with the workshop straight if the third party’s obligation has actually not been verified yet.|Most likely you would have to work out in advance the charge for the repair services with the workshop directly if the third party’s obligation has not been confirmed.|If the third party’s responsibility has actually not been verified yet, most most likely you would certainly have to clear up in advance the charge for the repair work with the workshop directly.

If you have a cops record that plainly states the other motorist’s fault in the mishap, and that you agreed with the third party’s insurer on the repair expenses and also compensation, you might proceed with the repair services without the demand to pay upfront. The workshop will send your claim versus the 3rd party’s insurance for you, thinking all papers remain in location.

Suppose I have a conflict with the 3rd party insurance company?

In the event that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can speak to Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to offer the FIDReC with all details relevant to your issue, including: your name, call numbers, the specifics of your complaint, and all supporting papers (e.g. document with the 3rd party insurer or cops report).

Before making any third party insurance claim in Singapore, or actually anywhere in the world, make sure that the third party’s mistake is validated by the police report. Even crashes with minor or no cars and truck damage, or circumstances where you want to work out without making a third party insurance claim, should be reported. Call the third party’s insurance provider and also allow them evaluate your cars and truck’s damages prior to sending it for repair work. The third party’s insurance company has 2 functioning days to do the pre-repair inspection after you have actually contacted them. You can not start your cars and truck’s repair service process until the pre-repair assessment is full, or up until the third party insurance provider has actually forgoed the right to the examination. 3rd Party Insurance Claim Workshop West Coast Lane