3rd Party Insurance Claim Workshop Westwood Walk

third party accident insurance claim

3rd Party Insurance Claim Workshop Westwood Walk Third party insurance is the most fundamental type of insurance that all auto owners in Singapore need to possess. It covers the vehicle driver’s responsibility on the occasion that his/her mistake in the accident is confirmed, and covers the costs of third party bodily injury and also property damage. You can locate detailed info regarding 3rd party insurance in Singapore by seeing its specialized page on our web site here.

What is the Motor Claims Framework (MCF)?

The MCF is a set of treatments that motorists should adhere to when reporting electric motor accidents in Singapore. Essentially, after a collision, you should accumulate details from other chauffeurs associated with the mishap, take photos of the occasion, after that call an insurance provider to report the crash. The last step is to bring the auto to among the insurance company’s authorized repair workshop for vehicle evaluation– no matter if any type of damages to the lorry has happened or otherwise. The MCF likewise indicates that all mishaps should be reported, as well as by not abiding by those policies, you run the risk of being fined. To learn even more about the MCF, click on this link to view an infographic concerning this scheme.

How do I make a third party insurance claim in Singapore?

Before making any type of 3rd party insurance claim in Singapore, or in fact throughout the globe, see to it that the third party’s mistake is validated by the cops report. You can still send your cars and truck for fixing even if the third party’s responsibility has actually not yet been verified, yet you will need to spend for the repairs ahead of time. The following mini-guide will certainly show you detailed exactly how to make a third party insurance claim in Singapore:

Action 1: Obtain all pertinent info

After the mishap, exchange particulars of involved events consisting of:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll require this information for the report and also to sue to the third party’s insurance firm

Action 2: Photograph whatever

Accumulate as several pieces of proof as feasible to support your claim. Take photos of your cars and truck’s damage, other vehicles involved in the accident, and also the accident surroundings. You may also take video clip footage and try to acquire witness testimonies.

Step 3: Report the mishap to your insurance company

In Singapore, you are lawfully required to report ALL motor accidents within 24 hours of its incident or the following functioning day. Even mishaps with small or no auto damages, or scenarios where you intend to clear up without making a third party insurance claim, should be reported. Call your insurance firm to send you a towing truck if essential, and ask any kind of further inquiries you might have. There’s no reason for not reporting a car crash, as it is now required for every electric motor insurance provider in Singapore to have a 24 hrs hotline readily available. You can also report an accident in one of the insurance company’s Approved Reporting Centers.

Not reporting the crash might result in:

  • Loss of your No Claims Discount upon your policy’s renewal time.
  • The insurance company declining/ cancelling your policy revival.
  • The insurance provider rejecting to repay your claim because you have breached a policy condition by failing to report the mishap. That implies you would certainly have to pay out of pocket for your very own cars and truck repair service costs and any extra 3rd party cases.

Tip 4: Arrange with the 3rd party’s insurance company for pre-repair evaluation

Contact the third party’s insurance provider and also let them examine your car’s damage prior to sending it for repair service. You can not start your cars and truck’s repair work process till the pre-repair assessment is total, or until the third party insurer has actually waived the right to the investigation.

Depending on whether the mistake of the various other driver is already validated or otherwise, you may choose 2 various alternatives for loading the claim

If the other chauffeur’s fault is established, you can bring your auto to the third party insurance firm’s Approved Reporting Center/ Authorized Workshop as well as make the required repair services there.

If the liability for the accident has not yet been verified, you can ask your very own insurance firm’s APR to help you communicate with the third party insurance firm in your name.

Step 5: Proceed with the fixing and claim

After the evaluation is finished, and also you have received a repair work price quote cost, you can wage the repair work. {Most likely you would certainly have to work out upfront the charge for the repair services with the workshop directly if the third party’s liability has not been confirmed yet.|Most likely you would certainly have to clear up upfront the charge for the repair services with the workshop directly if the third party’s obligation has not been verified.|If the third party’s responsibility has actually not been validated yet, most likely you would certainly have to work out ahead of time the fee for the repairs with the workshop straight.

If you have an authorities record that plainly specifies the various other vehicle driver’s fault in the crash, as well as that you agreed with the third party’s insurance firm on the repair prices and also compensation, you might continue with the repair work without the demand to pay upfront. The workshop will certainly submit your claim against the 3rd party’s insurance for you, thinking all documents remain in place.

Suppose I have a disagreement with the third party insurance company?

On the occasion that you experience a conflict when submitting a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all details pertinent to your grievance, consisting of: your name, call numbers, the specifics of your complaint, and all supporting records (e.g. communication with the 3rd party insurance provider or authorities record).

Before making any third party insurance claim in Singapore, or really anywhere in the world, make sure that the third party’s fault is verified by the police report. Even mishaps with small or no vehicle damage, or circumstances where you desire to settle without making a third party insurance claim, must be reported. Get in touch with the third party’s insurance firm as well as allow them examine your auto’s damages before sending it for repair work. The third party’s insurance firm has 2 functioning days to carry out the pre-repair inspection after you have contacted them. You can not start your cars and truck’s repair service procedure till the pre-repair inspection is total, or up until the third party insurance firm has waived the right to the examination. 3rd Party Insurance Claim Workshop Westwood Walk