3rd Party Insurance Claim Workshop Woodlands Avenue 1

third party accident insurance claim

3rd Party Insurance Claim Workshop Woodlands Avenue 1 Third party insurance is the most basic type of insurance that all auto owners in Singapore need to have. It covers the chauffeur’s obligation in case his/her mistake in the crash is verified, as well as covers the prices of third party bodily injury as well as residential or commercial property damage. You can find detailed details regarding 3rd party insurance in Singapore by seeing its committed page on our site right here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after a collision, you must accumulate information from various other vehicle drivers included in the crash, take photographs of the event, after that call an insurance provider to report the crash. The last step is to bring the automobile to one of the insurance company’s authorized repair workshop for cars and truck inspection– no matter if any type of damages to the automobile has actually taken place or not.

How do I make a third party insurance claim in Singapore?

Before making any third party insurance claim in Singapore, or really anywhere in the world, see to it that the third party’s fault is verified by the police report. You can still send your cars and truck for repair even if the third party’s responsibility has actually not yet been validated, however you will have to pay for the repair services ahead of time. The adhering to mini-guide will reveal you detailed exactly how to make a third party insurance claim in Singapore:

Action 1: Obtain all pertinent information

After the accident, exchange particulars of involved celebrations including:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll need this info for the report and also to file a claim to the 3rd party’s insurance company

Step 2: Photograph whatever

Collect as several pieces of proof as feasible to sustain your claim. Take pictures of your automobile’s damage, other lorries associated with the accident, and the crash environments. You might additionally take video footage as well as attempt to obtain witness testaments.

Action 3: Report the mishap to your insurance firm

In Singapore, you are lawfully required to report ALL electric motor accidents within 24 hours of its incident or the following working day. Also mishaps with minor or no vehicle damage, or situations where you wish to clear up without making a 3rd party insurance claim, need to be reported. Call your insurer to send you a towing truck if required, as well as ask any type of more inquiries you might have. There’s no excuse for not reporting an auto accident, as it is now required for every single electric motor insurer in Singapore to have a 24 hrs hotline readily available. You can also report a mishap in one of the insurance firm’s Approved Reporting Centers.

Not reporting the mishap may result in:

  • Loss of your No Claims Discount upon your policy’s renewal time.
  • The insurance firm declining/ terminating your policy renewal.
  • The insurer rejecting to repay your claim on the grounds that you have breached a policy condition by stopping working to report the mishap. That implies you would have to pay of pocket for your own automobile repair service expenditures and any kind of added 3rd party claims.

Tip 4: Arrange with the third party’s insurance company for pre-repair assessment

Call the third party’s insurance provider as well as let them evaluate your automobile’s damages prior to sending it for repair work. The third party’s insurance provider has 2 functioning days to carry out the pre-repair evaluation after you have contacted them. You can not start your vehicle’s repair service process till the pre-repair inspection is complete, or up until the third party insurer has waived the right to the examination. Find out more regarding pre-repair inspection demands here.

Relying on whether the mistake of the various other chauffeur is currently verified or otherwise, you may select 2 different choices for filling the claim

You can bring your car to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop as well as make the needed repair work there if the other chauffeur’s fault is established.

If the responsibility for the accident has actually not yet been confirmed, you can ask your very own insurance provider’s APR to aid you communicate with the 3rd party insurer in your name.

Tip 5: Proceed with the repair work as well as claim

After the examination is ended up, and also you have received a fixing quote expense, you can wage the repair services. {More than likely you would have to clear up ahead of time the charge for the repairs with the workshop directly if the 3rd party’s responsibility has not been confirmed yet.|Most most likely you would certainly have to work out upfront the fee for the repair work with the workshop straight if the third party’s liability has not been confirmed.|If the third party’s obligation has actually not been confirmed yet, most likely you would certainly have to resolve upfront the charge for the repair services with the workshop straight.

Nevertheless, if you have a cops record that plainly specifies the various other driver’s fault in the accident, which you agreed with the 3rd party’s insurance company on the repair service prices as well as settlement, you may proceed with the repair services without the demand to pay upfront. The workshop will send your claim against the third party’s insurance for you, assuming all records are in location.

What happens if I have a dispute with the third party insurer?

In the event that you experience a dispute when filing a 3rd party insurance claim in Singapore, you can get in touch with Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to give the FIDReC with all info appropriate to your problem, consisting of: your name, call numbers, the specifics of your grievance, and all sustaining documents (e.g. document with the 3rd party insurance company or cops report).

Before making any type of third party insurance claim in Singapore, or actually anywhere in the world, make sure that the third party’s mistake is validated by the authorities report. Even accidents with small or no automobile damages, or scenarios where you desire to resolve without making a third party insurance claim, should be reported. Call the third party’s insurer and let them evaluate your car’s damage prior to sending it for repair service. The third party’s insurance provider has 2 functioning days to do the pre-repair assessment after you have called them. You can not begin your vehicle’s fixing procedure up until the pre-repair inspection is complete, or up until the third party insurance provider has actually waived the right to the investigation. 3rd Party Insurance Claim Workshop Woodlands Avenue 1