3rd Party Insurance Claim Workshop Woodlands Avenue 9

third party accident insurance claim

3rd Party Insurance Claim Workshop Woodlands Avenue 9 Third party insurance is one of the most fundamental kind of insurance that all cars and truck owners in Singapore should have. It covers the driver’s obligation in case his/her fault in the crash is validated, and covers the prices of 3rd party physical injury as well as home damages. You can locate in-depth information concerning third party insurance in Singapore by seeing its devoted page on our internet site below.

What is the Motor Claims Framework (MCF)?

In a nutshell, after an accident, you should gather information from various other chauffeurs involved in the accident, take photographs of the event, after that call an insurance company to report the accident. The last action is to bring the car to one of the insurer’s accredited fixing workshop for auto assessment– no issue if any kind of damages to the automobile has taken place or not.

How do I make a 3rd party insurance claim in Singapore?

Before making any type of third party insurance claim in Singapore, or in fact throughout the globe, see to it that the 3rd party’s mistake is verified by the authorities report. You can still send your vehicle for repair work even if the third party’s responsibility has actually not yet been validated, but you will certainly have to pay for the repair services in advance. The following mini-guide will show you step-by-step just how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all pertinent info

After the accident, exchange details of involved events including:

  1. Complete Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer as well as the policy number
  6. You’ll require this info for the report and to sue to the third party’s insurance company

Step 2: Photograph every little thing

Gather as numerous items of proof as possible to support your claim. Take photos of your car’s damage, other lorries associated with the crash, and the accident environments. You might also take video clip footage and also try to acquire witness statements.

Step 3: Report the mishap to your insurance provider

Even accidents with minor or no automobile damage, or circumstances where you desire to clear up without making a third party insurance claim, have to be reported. You can likewise report a mishap in one of the insurance company’s Approved Reporting Centers.

Not reporting the crash may cause:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance company declining/ terminating your policy renewal.
  • The insurance company refusing to reimburse your claim on the grounds that you have breached a policy problem by falling short to report the mishap. That indicates you would need to pay of pocket for your own cars and truck repair service expenses and also any kind of added 3rd party insurance claims.

Tip 4: Arrange with the 3rd party’s insurance company for pre-repair assessment

Contact the third party’s insurer and let them evaluate your auto’s damage prior to sending it for repair service. The third party’s insurance company has two functioning days to execute the pre-repair inspection after you have called them. You can not start your vehicle’s repair procedure up until the pre-repair inspection is total, or until the 3rd party insurance firm has actually waived the right to the investigation. Find out more about pre-repair assessment needs here.

Depending upon whether the fault of the other chauffeur is already validated or not, you might select two different options for filling up the claim

You can bring your car to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop as well as make the required repair work there if the various other vehicle driver’s mistake is developed.

If the responsibility for the mishap has actually not yet been confirmed, you can ask your own insurance provider’s APR to aid you communicate with the 3rd party insurance company in your name.

Tip 5: Proceed with the repair service as well as claim

After the inspection is completed, as well as you have gotten a repair service quote cost, you can wage the repair services. {Most likely you would certainly have to settle in advance the charge for the fixings with the workshop directly if the 3rd party’s obligation has actually not been validated yet.|Most most likely you would have to work out in advance the fee for the repair work with the workshop straight if the third party’s obligation has not been validated.|If the third party’s liability has not been verified yet, most likely you would certainly have to settle upfront the charge for the repair services with the workshop straight.

Nonetheless, if you have a police record that clearly specifies the other driver’s mistake in the crash, which you agreed with the 3rd party’s insurance company on the repair work prices as well as compensation, you may wage the repair services without the requirement to pay upfront. The workshop will submit your claim versus the third party’s insurance for you, assuming all files remain in location.

What happens if I have a dispute with the 3rd party insurance provider?

In the event that you experience a conflict when submitting a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to provide the FIDReC with all details relevant to your grievance, including: your name, call numbers, the specifics of your complaint, and all sustaining records (e.g. document with the 3rd party insurance provider or cops report).

Before making any kind of third party insurance claim in Singapore, or in fact anywhere in the world, make certain that the third party’s fault is confirmed by the cops report. Also mishaps with small or no auto damage, or circumstances where you want to clear up without making a third party insurance claim, must be reported. Contact the third party’s insurance provider and also allow them evaluate your auto’s damage before sending it for repair service. The third party’s insurer has two functioning days to execute the pre-repair evaluation after you have actually called them. You can not start your automobile’s fixing process till the pre-repair evaluation is total, or until the third party insurance firm has waived the right to the examination. 3rd Party Insurance Claim Workshop Woodlands Avenue 9