3rd Party Insurance Claim Workshop Woodlands Drive 16

third party accident insurance claim

3rd Party Insurance Claim Workshop Woodlands Drive 16 Third party insurance is the most fundamental type of insurance that all automobile owners in Singapore must possess. It covers the driver’s obligation in case his/her fault in the crash is confirmed, as well as covers the expenses of third party bodily injury and home damage. You can discover comprehensive info about 3rd party insurance in Singapore by seeing its devoted web page on our internet site below.

What is the Motor Claims Framework (MCF)?

In a nutshell, after an accident, you need to collect info from various other vehicle drivers involved in the mishap, take photographs of the occasion, after that call an insurer to report the accident. The last step is to bring the automobile to one of the insurance provider’s licensed repair work workshop for car inspection– no issue if any damage to the lorry has taken area or not.

Just how do I make a 3rd party insurance claim in Singapore?

Prior to making any 3rd party insurance claim in Singapore, or in fact anywhere in the globe, see to it that the 3rd party’s fault is verified by the authorities report. You can still send your car for repair even if the 3rd party’s liability has not yet been verified, but you will certainly need to spend for the repair work in advance. The complying with mini-guide will show you detailed exactly how to make a 3rd party insurance claim in Singapore:

Action 1: Obtain all relevant details

After the mishap, exchange particulars of involved celebrations consisting of:

  1. Complete Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer as well as the policy number
  6. You’ll need this information for the record and to file a claim to the 3rd party’s insurer

Action 2: Photograph everything

Accumulate as lots of pieces of evidence as feasible to sustain your claim. Take photos of your automobile’s damage, other vehicles involved in the mishap, and also the accident environments. You may also take video clip footage and attempt to get witness statements.

Action 3: Report the mishap to your insurance company

In Singapore, you are legally obliged to report ALL motor accidents within 24 hrs of its occurrence or the following working day. Also accidents with small or no cars and truck damage, or situations where you wish to clear up without making a 3rd party insurance claim, have to be reported. Call your insurer to send you a towing vehicle if needed, and also ask any type of additional inquiries you might have. There’s no excuse for not reporting an auto accident, as it is currently obligatory for every single electric motor insurance company in Singapore to have a 24 hrs hotline readily available. You can additionally report a crash in one of the insurance company’s Approved Reporting Centers.

Not reporting the crash may lead to:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance provider decreasing/ terminating your plan revival.
  • The insurance company declining to compensate your claim on the grounds that you have actually breached a plan condition by falling short to report the crash. That suggests you would certainly need to pay out of pocket for your very own vehicle repair service expenditures and any added 3rd party claims.

Tip 4: Arrange with the third party’s insurance provider for pre-repair examination

Call the 3rd party’s insurer as well as let them evaluate your car’s damages before sending it for fixing. The third party’s insurer has two functioning days to carry out the pre-repair examination after you have called them. You can not start your cars and truck’s repair service procedure till the pre-repair examination is full, or till the 3rd party insurance company has actually waived the right to the investigation. Learn more concerning pre-repair evaluation demands right here.

Depending upon whether the fault of the various other driver is already verified or otherwise, you may select 2 different choices for filling the claim

If the various other motorist’s mistake is developed, you can bring your auto to the third party insurance provider’s Approved Reporting Center/ Authorized Workshop and also make the necessary repair work there.

If the responsibility for the mishap has actually not yet been verified, you can ask your very own insurance company’s APR to help you liaise with the third party insurance firm in your name.

Tip 5: Proceed with the fixing and also claim

After the assessment is completed, as well as you have gotten a repair work quote expense, you can proceed with the fixings. {Probably you would certainly have to work out in advance the charge for the repair work with the workshop straight if the 3rd party’s liability has not been confirmed yet.|Most most likely you would certainly have to resolve upfront the cost for the repairs with the workshop straight if the third party’s responsibility has not been confirmed.|If the third party’s liability has not been verified yet, most likely you would certainly have to clear up in advance the charge for the repairs with the workshop directly.

If you have an authorities record that plainly specifies the other chauffeur’s fault in the mishap, as well as that you agreed with the third party’s insurer on the repair work prices and also compensation, you may proceed with the repairs without the need to pay upfront. The workshop will certainly send your claim against the 3rd party’s insurance for you, assuming all documents are in location.

What happens if I have a dispute with the third party insurance provider?

On the occasion that you experience a conflict when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please keep in mind to supply the FIDReC with all information relevant to your problem, including: your name, call numbers, the specifics of your grievance, and all sustaining files (e.g. correspondence with the 3rd party insurer or authorities report).

Prior to making any type of third party insurance claim in Singapore, or actually anywhere in the world, make certain that the third party’s mistake is validated by the police record. Also crashes with minor or no automobile damages, or situations where you desire to resolve without making a third party insurance claim, should be reported. Get in touch with the third party’s insurance provider and also allow them check your vehicle’s damage before sending it for fixing. The third party’s insurance provider has two working days to perform the pre-repair evaluation after you have actually called them. You can not start your car’s repair work procedure until the pre-repair evaluation is complete, or until the third party insurance company has actually forgoed the right to the examination. 3rd Party Insurance Claim Workshop Woodlands Drive 16