3rd Party Insurance Claim Workshop Woodlands Industrial Park E9

third party accident insurance claim

3rd Party Insurance Claim Workshop Woodlands Industrial Park E9 Third party insurance is the most fundamental type of insurance that all automobile proprietors in Singapore need to possess. It covers the vehicle driver’s liability in the event that his/her fault in the mishap is confirmed, as well as covers the prices of 3rd party bodily injury and home damages. You can find comprehensive information about 3rd party insurance in Singapore by seeing its dedicated web page on our website here.

What is the Motor Claims Framework (MCF)?

In a nutshell, after an accident, you ought to collect info from various other chauffeurs involved in the crash, take pictures of the event, after that call an insurer to report the accident. The last action is to bring the auto to one of the insurance company’s accredited fixing workshop for automobile examination– no matter if any kind of damage to the car has actually taken place or not.

Just how do I make a third party insurance claim in Singapore?

Before making any kind of 3rd party insurance claim in Singapore, or actually throughout the world, see to it that the 3rd party’s fault is confirmed by the cops record. You can still send your car for repair work even if the third party’s obligation has actually not yet been confirmed, however you will certainly need to pay for the repair work in advance. The complying with mini-guide will reveal you step-by-step how to make a third party insurance claim in Singapore:

Step 1: Obtain all pertinent info

After the mishap, exchange particulars of involved celebrations consisting of:

  1. Full Name
  2. NRIC/ FIN
  3. Phone number
  4. Address
  5. The Insurer and the policy number
  6. You’ll need this information for the record and to file a claim to the 3rd party’s insurer

Action 2: Photograph whatever

Gather as lots of items of evidence as feasible to sustain your claim. Take photographs of your cars and truck’s damage, other lorries associated with the accident, as well as the accident surroundings. You might additionally take video clip footage and also attempt to get witness statements.

Action 3: Report the crash to your insurance company

Even crashes with small or no auto damages, or scenarios where you want to clear up without making a third party insurance claim, have to be reported. You can additionally report a crash in one of the insurer’s Approved Reporting Centers.

Not reporting the accident might result in:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurance provider decreasing/ terminating your policy revival.
  • The insurance provider rejecting to repay your claim because you have breached a plan condition by stopping working to report the crash. That implies you would have to pay of pocket for your own car fixing expenses and also any kind of additional 3rd party claims.

Step 4: Arrange with the third party’s insurance company for pre-repair examination

Contact the third party’s insurance company and let them check your auto’s damage prior to sending it for repair work. You can not start your car’s repair procedure up until the pre-repair examination is total, or until the third party insurance company has actually waived the right to the examination.

Relying on whether the fault of the other chauffeur is currently verified or not, you may pick 2 different alternatives for filling the claim

If the various other motorist’s fault is developed, you can bring your auto to the 3rd party insurance company’s Approved Reporting Center/ Authorized Workshop and make the essential repair services there.

You can ask your own insurance provider’s APR to aid you liaise with the third party insurer in your name if the responsibility for the accident has not yet been validated.

Tip 5: Proceed with the repair work and claim

After the evaluation is ended up, as well as you have gotten a fixing price quote price, you can wage the repair services. {More than likely you would need to clear up ahead of time the fee for the repair services with the workshop straight if the 3rd party’s responsibility has not been verified yet.|Most most likely you would certainly have to work out upfront the cost for the fixings with the workshop directly if the third party’s responsibility has not been validated.|If the third party’s liability has actually not been verified yet, most likely you would certainly have to clear up in advance the fee for the repairs with the workshop directly.

If you have an authorities record that plainly specifies the various other chauffeur’s mistake in the mishap, as well as that you concurred with the third party’s insurance firm on the repair service costs as well as payment, you may proceed with the fixings without the need to pay upfront. The workshop will submit your claim versus the 3rd party’s insurance for you, thinking all records are in place.

What if I have a conflict with the 3rd party insurance company?

In case you experience a dispute when submitting a 3rd party insurance claim in Singapore, you can call Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please bear in mind to provide the FIDReC with all information pertinent to your issue, including: your name, contact numbers, the specifics of your issue, and all supporting records (e.g. communication with the 3rd party insurance company or authorities report).

Prior to making any third party insurance claim in Singapore, or really anywhere in the globe, make sure that the third party’s mistake is confirmed by the police report. Even crashes with small or no automobile damages, or situations where you want to settle without making a third party insurance claim, must be reported. Contact the third party’s insurance firm as well as allow them check your automobile’s damage before sending it for repair. The third party’s insurance company has 2 functioning days to perform the pre-repair assessment after you have called them. You can not begin your car’s repair procedure up until the pre-repair inspection is full, or till the third party insurance provider has actually waived the right to the investigation. 3rd Party Insurance Claim Workshop Woodlands Industrial Park E9