3rd Party Insurance Claim Workshop Yew Tee

third party accident insurance claim

3rd Party Insurance Claim Workshop Yew Tee Third party insurance is one of the most fundamental kind of insurance that all vehicle owners in Singapore need to have. It covers the vehicle driver’s liability in the event that his/her mistake in the crash is verified, and covers the expenses of 3rd party bodily injury and residential property damages. You can find detailed information regarding third party insurance in Singapore by seeing its specialized page on our internet site here.

What is the Motor Claims Framework (MCF)?

The MCF is a collection of procedures that drivers must comply with when reporting electric motor crashes in Singapore. Basically, after an accident, you need to accumulate information from other chauffeurs involved in the mishap, take pictures of the event, then call an insurance firm to report the crash. The last step is to bring the auto to among the insurance provider’s authorized repair service workshop for cars and truck assessment– despite if any type of damage to the car has actually occurred or not. The MCF likewise suggests that all crashes should be reported, as well as by not complying with those rules, you take the chance of being fined. To discover more about the MCF, go here to watch an infographic regarding this scheme.

How do I make a 3rd party insurance claim in Singapore?

Prior to making any third party insurance claim in Singapore, or actually throughout the globe, see to it that the 3rd party’s fault is confirmed by the police record. You can still send your automobile for repair even if the third party’s responsibility has not yet been validated, however you will certainly need to spend for the repair work upfront. The adhering to mini-guide will certainly show you detailed how to make a 3rd party insurance claim in Singapore:

Step 1: Obtain all relevant information

After the crash, exchange details of included events including:

  1. Full Name
  2. NRIC/ FIN
  3. Telephone number
  4. Address
  5. The Insurer and also the policy number
  6. You’ll need this info for the report as well as to file a claim to the third party’s insurance provider

Step 2: Photograph whatever

Accumulate as many pieces of evidence as feasible to sustain your claim. Take photos of your auto’s damages, various other automobiles involved in the crash, and the crash surroundings. You might also take video clip footage and also try to get witness statements.

Step 3: Report the mishap to your insurer

In Singapore, you are legally required to report ALL electric motor accidents within 24 hours of its event or the following working day. Also accidents with minor or no vehicle damages, or situations where you intend to resolve without making a 3rd party insurance claim, have to be reported. Call your insurance provider to send you a hauling vehicle if necessary, and also ask any type of further concerns you may have. There’s no reason for not reporting an auto accident, as it is now obligatory for every electric motor insurance company in Singapore to have a 24 hours hotline readily available. You can likewise report an accident in one of the insurance company’s Approved Reporting Centers.

Not reporting the accident may cause:

  • Loss of your No Claims Discount upon your policy’s revival time.
  • The insurer decreasing/ terminating your policy revival.
  • The insurer refusing to compensate your claim on the grounds that you have breached a policy condition by stopping working to report the mishap. That suggests you would have to pay out of pocket for your very own car fixing costs and also any extra third party insurance claims.

Step 4: Arrange with the third party’s insurance company for pre-repair evaluation

Get in touch with the third party’s insurer and let them inspect your vehicle’s damage prior to sending it for repair work. You can not start your vehicle’s repair procedure until the pre-repair assessment is full, or until the third party insurance provider has forgoed the right to the examination.

Depending on whether the fault of the various other chauffeur is currently validated or otherwise, you might pick 2 various options for loading the claim

You can bring your car to the third party insurance company’s Approved Reporting Center/ Authorized Workshop as well as make the necessary fixings there if the various other motorist’s mistake is established.

If the responsibility for the mishap has not yet been validated, you can ask your very own insurance company’s APR to help you communicate with the third party insurance provider in your name.

Step 5: Proceed with the repair work and also claim

After the inspection is completed, and you have actually obtained a fixing price quote price, you can proceed with the repair work. {More than likely you would certainly need to resolve ahead of time the charge for the repair services with the workshop directly if the 3rd party’s responsibility has actually not been verified yet.|Most likely you would certainly have to work out in advance the charge for the repair services with the workshop directly if the third party’s responsibility has actually not been validated.|If the third party’s obligation has actually not been verified yet, most likely you would have to work out upfront the charge for the fixings with the workshop straight.

If you have an authorities report that clearly states the other motorist’s fault in the accident, and also that you agreed with the third party’s insurance company on the repair expenses as well as settlement, you might proceed with the repair work without the need to pay upfront. The workshop will send your claim versus the third party’s insurance for you, assuming all papers are in area.

Suppose I have a conflict with the 3rd party insurance firm?

On the occasion that you experience a disagreement when filing a 3rd party insurance claim in Singapore, you can contact Financial Industry Disputes Resolution Centre Ltd (FIDReC) by calling 6327 8878, or be emailing info@fidrec.com.sg. Please remember to give the FIDReC with all information appropriate to your complaint, including: your name, get in touch with numbers, the specifics of your complaint, and all sustaining documents (e.g. document with the 3rd party insurance provider or cops report).

Before making any type of third party insurance claim in Singapore, or really anywhere in the world, make certain that the third party’s fault is verified by the authorities record. Even crashes with minor or no car damage, or situations where you desire to work out without making a third party insurance claim, should be reported. Get in touch with the third party’s insurance firm and allow them examine your cars and truck’s damage before sending it for repair service. The third party’s insurance company has 2 working days to do the pre-repair assessment after you have contacted them. You can not begin your car’s fixing procedure until the pre-repair evaluation is full, or till the third party insurance provider has actually waived the right to the examination. 3rd Party Insurance Claim Workshop Yew Tee